Zand Wealth

Designed to help high-net-worth individuals and professional investors build wealth, ZandWealth is an innovative wealth management and banking app from Zand Bank, an AI and blockchain-powered digital bank licensed by the Central Bank of the UAE.

Next-Generation Wealth Management & Investments
Experience the future of personal finance with ZandWealth’s innovative wealth management service. Access a broad suite of both traditional and Innovative investment products - all in one secure and convenient app, backed by a licensed and regulated digital bank:
Traditional & Alternative Investment Solutions: Diversify your portfolio with classic investment funds, equities, bonds alongside unique alternative options including hedge funds, private equity, and exclusive access to digital asset investment opportunities.
Bespoke Portfolio Management: Receive personalized investment strategies and portfolio solutions, designed around your financial goals by our wealth management experts.
Digital Asset Custody: Safely store, manage, and transfer your digital assets with institutional-grade security and trusted digital custody solutions - directly from your ZandWealth app.
Bridge to the Modern Economy: Seamlessly connect traditional finance with decentralized finance. Zand is fully licensed by the Central Bank of UAE with Wealth Management licensed by the Securities and Commodities Authority/Capital Market Authority, and digital asset services regulated by Virtual Assets Regulatory Authority (VARA), making us your secure gateway between both worlds.
Everyday Banking
Take complete control of your finances:
Instant Account Opening: Open your fully regulated UAE bank account in minutes with your Emirates ID.
Smart Financial Dashboard: Track spending, habits, and manage personal savings in real time.
Global Transfers: Send money locally in the UAE or internationally with ease and competitive rates.
Savings Boosters: Set customized financial goals and automate savings plans.
Security & Privacy, Above All
Your funds and data are protected by advanced biometrics (Face ID/Touch ID), two-factor authentication, instant freeze controls, and real-time alerts.
Regulated & Trusted
Zand Bank PJSC is licensed and regulated:
Central Bank of UAE
Securities and Commodities Authority / Capital Market Authority
Virtual Assets Regulatory Authority
Discover the smart, seamless, and innovative way to bank, invest, and grow your wealth with ZandWealth - the bridge between traditional finance and the future of digital assets in the UAE.