Zelia Finance was an overall app developed by Zelia Services Limited. It was removed from Google Play Sep 9, 2025 and is no longer available for download.
Download Statistics
User Ratings
Zelia Finance was rated 5.00 out of 5 stars, based on one rating ratings.
App Information
Zelia Finance was free to download. The APK download size was 44.51 MB. The last available version was 1.5.4. The last update was on April 4, 2025.
Technical Requirements
The app had a content rating of High Maturity. The app had been available on Google Play March 2024.
Description
Zelia is a Lagos-Nigeria-based credit-led neo-bank powering convenient access to credit facilities for the underserved Nigerian markets. With Zelia, the young Nigerian will not have to worry about fee deadlines and the businessman will experience easier access to project financing.
The repayment terms range from 61 days to 365 days with Annual Percentage Rates (APRs) from 2% - 36%. No service fees, late repayment charges are applicable.
Getting a loan is simple: 1. Get the App. 2. Sign up as a new user to create an account and submit the required KYC details (rest assured, we've streamlined the process to minimize form-related hassles). 3. Apply for a loan, selecting from options such as Tuition Advance, Student Personal Loan, or SME Loans. Once approval is granted, typically within 24 to 72 hours, the funds will be disbursed to your personal Zelia wallet. Users can then conduct transactions conveniently from there.
Why choose Zelia Finance?
Zelia Services Limited holds a license from the Lagos State Ministry of Home Affairs as a Money Lender, granted per section 5(2) of the Money Lenders Law of Lagos State. Approved by FCCPC (Federal Competition and Consumer Protection Commission) to be featured on app stores as a digital money lender (DML). We possess the NDPR (Nigerian Data Protection Regulation) trust mark.
Choosing Zelia for your borrowing needs guarantees: Lower interest rates. Swift response times. Secure transactions.
Loan Repayment Example:
An entrepreneur borrows a principal amount of NGN 450,000 with a 12-month tenure and a monthly interest rate of 3%. Details: Principal: NGN 450,000 Loan Tenure:12 Months Monthly Interest Rate: 3%
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.