Zerobased: Budget Planner

Most budgeting apps were built for Americans, charge every person in your household, and make you take a course just to get started. Zerobased is different.
Zerobased is a zero-based budgeting app built for everyday Canadians and Americans — designed to be simple, flexible, and fair for your whole family.
Budget by Paycheck
Budget around how you actually get paid. Every pay cycle starts fresh so you always know exactly where your money is going before it leaves your account.
Share With Your Household — Under One Subscription
Invite your partner or family members to share the same budget. No extra charges per person. One subscription covers your whole household.
Built for Canada and the US
Support for Canadian accounts like RRSP, TFSA, FHSA, and RESP alongside American accounts like 401k, IRA, HSA, and 529. Zerobased speaks your language no matter which side of the border you're on.
Connect Your Bank or Go Manual
Link your bank accounts for automatic transaction tracking, or enter everything manually — your choice, no pressure.
Paycheque Reminders
Never forget to budget your next paycheck. Zerobased reminds you when it's time so your money always has a plan.
Flexible for Any Family
Fully customizable categories, accounts, and budget periods. Whether you're a single person, a couple, or a family — Zerobased fits the way you live.
Start free. Upgrade when you're ready.
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