ZeroBudget: Private Budget

ZeroBudget is an expense and income tracker for iPhone built for total privacy. Your data stays on your phone: we have no servers, no sign-up and no bank linking. No one else can see your information, not even us.

— YOUR PRIVACY —

• Everything is stored only on your iPhone
• The app never sends your data to any server, and we have no access to it
• No account, no email and no bank connection
• Works offline
• No ads or trackers: the App Store privacy label says "Data Not Collected"
• Protected with Face ID, Touch ID or PIN

If you back up to iCloud Drive or share via AirDrop, you decide where your data goes.

— WHAT YOU CAN DO —

• Zero-based budget: every dollar of your income gets a job
• Heatmap to see where your money goes at a glance (Pro; free for 30 days when you install)
• Log expenses in seconds, scan receipts or just tell Siri
• Credit cards with statement and payment dates, plus installment plans (buy now, pay later)
• Split expenses with family or friends and see who owes you
• Grocery list with a live total that becomes an expense when you're done
• Savings goals, recurring expenses, widgets and reminders
• Color palettes for your categories and a color for each account

— FREE AND PRO —

When you install, you try all of Pro free for 30 days, no card needed. After that you keep logging for free, with unlimited transactions, 1 debit account and 1 credit card, 1 goal, 1 installment plan, 1 split expense, 1 recurring expense and 1 shopping list active at a time. You can always view and back up your data, even if you don't pay.

Pro adds the spending Heatmap, analytics with an end-of-month estimate, receipt scanning and Siri, import from Excel or CSV, color palettes, password-protected backup and unlimited everything. Monthly or annual subscription; cancel anytime.

If you installed ZeroBudget before October 19, 2026, you keep your original free plan: 2 accounts plus cash, 1 goal, 2 installment plans, 2 split expenses, 1 shopping list, unlimited recurring expenses, and scanning and Siri included.

Terms: https://araniosoft.com/zeroBudget/terms-en.html
Privacy: https://araniosoft.com/zeroBudget/privacy-en.html
Support: soporte@araniosoft.com