360 Wealth

Take complete control of your finances (private, secure, and fully offline).

360 Wealth App is a powerful personal finance and budgeting app that runs 100% on your device.
No accounts. No cloud. No subscriptions. Your financial data stays with you (always).

ALL-IN-ONE FINANCIAL CONTROL

Everything you need to manage your money in one place:

Financial Dashboard
Get a real-time snapshot of your net worth, cash flow, budget health, credit utilization, and debt progress.

Income Tracking
Track all income sources (salary, business, rental, and side income) with automatic monthly normalization across multiple pay frequencies.

Asset Management
Track bank accounts, investments, retirement funds (401k, IRA), real estate, vehicles, crypto, and more.

Debt and Liability Tracking
Manage credit cards, loans, and lines of credit. Monitor balances, APR, due dates, utilization, and billing cycles.

Expense Tracking and Budgeting
Categorize spending and control your money using a structured budgeting system with customizable targets.

Budget Targets
Set minimum and maximum spending goals and instantly see where you stand.

Loan Payoff Calculator
Understand your debt (payoff timelines, interest costs, and projected completion dates).

Trends and Net Worth Tracking
Track your financial progress over time with monthly snapshots and visual charts.

PRIVACY FIRST BY DESIGN

Your data is yours (period).

No internet connection required
No accounts or sign-ups
No ads, tracking, or analytics
No cloud storage
All data stored locally on your device
Full data export and restore (JSON)
App lock with PIN and biometric authentication

BUILT FOR SERIOUS FINANCIAL GROWTH

Personal and business finance tracking
Credit utilization monitoring
Smart debt-to-expense linking
Multiple income frequency support
Clean, fast, and intuitive interface
Light and dark mode support
Multiple currency support

WHY 360 WEALTH TRACKER

Most finance apps require bank connections and store your data in the cloud.

360 Wealth Tracker is different.

It gives you:
Full privacy
Full control
Zero subscriptions
A complete financial system in your pocket

Take ownership of your financial future (starting today).

Recent changes:
What's new in 3.5.6:
• Smarter financial planning and guided monthly reviews
• Paycheck-deducted retirement contributions are no longer counted twice
• Save JSON backups to your device, then import or merge them anytime
• Clearer "Delete all data" warnings with extra confirmation
• Improved on-device encryption and app lock reliability
• Bug fixes and performance improvements

Still fully offline. No account, no cloud: your data stays on your device.