Aasanvo

Aasanvo — Credit Made Simple
Complexity isn't sophistication — it's friction. Most lending products are built for the bank's convenience, not yours. Aasanvo flips that equation: clear terms, straightforward applications, and honest communication from start to finish. Because borrowing should be simple enough that you can focus on what really matters.

What You See Is What You Get
No sliding scales. No conditional rates that change after approval. Aasanvo gives you your final terms at the offer stage — the rate, the fee, the repayment amount, the total you'll pay. If it's on your screen, it's in your contract. No adjustments, no surprises.

Apply in Minutes, Not Hours
Your Aadhaar. Your PAN. A selfie. That's all we need to get started. No income proofs to upload upfront, no bank statements to dig through. Aasanvo verifies what we need on our side, so you can complete your application in under three minutes from your phone.

Built for First-Timers
If you've never borrowed before, most lenders won't look at you. Aasanvo sees you differently. We assess your potential, not just your past. If you're an Indian citizen with a steady income and no adverse record, you qualify — even if your credit file is thin or your history is short.

Fair Every Step of the Way
Fairness means telling you the cost before you commit. It means prorating interest when you repay early. It means never charging a fee that wasn't disclosed upfront. Aasanvo was built on a single operating principle: treat borrowers the way you'd want to be treated.

Product Features
Credit Limit: ₹2,500 to ₹75,000
Duration: 93 to 365 days
Interest Rate: 0.065% per day, calculated daily
Maximum APR (Annual Percentage Rate): 68%
Processing Fee: 2% to 5% of loan amount + GST
Decision Time: Typically within 5 minutes
Instant disbursal to your linked bank account
Lending Partner: Aasanvo Private Limited
Eligibility: Indian citizen, aged 18 or above, salaried or self-employed, meeting the minimum income requirement, with no adverse record at the credit bureau
Documents Required: Aadhaar, PAN, and a selfie

Representative Example
Credit Limit: ₹6,000
Duration: 100 days
Daily Interest: ₹6,000 × 0.065% × 100 days = ₹390.00
Processing Fee: ₹180 (3% of ₹6,000) + GST @18%: ₹32.40 = ₹212.40 total
Amount Disbursed: ₹5,787.60 (Processing Fee + GST deducted upfront)
Total Repayment Amount (Credit Limit + Interest): ₹6,390.00
Effective APR for this example: approximately 43.5%
Note – All the above numbers are for representation only. The final interest rate, processing fee, and APR will vary depending on your profile assessment and how long you hold the amount.
Who Aasanvo Is For
First-time borrowers who don't know where to start. People who are tired of reading contracts twice and still not understanding. Anyone who believes that a financial product should be simple enough to explain in one sentence. Aasanvo is for people who want straightforward — nothing more, nothing less.
Support
Monday–Friday, 9:00 AM–6:00 PM 📧 Email: support@aasanvo.com

Recent changes:
Quiet by Design. Steady by Nature.Light Up Your Aasan Path.