ACKO Insurance is popular, with 24 million installs. Users rate it well: 4.5 stars from 396,254 ratings. Its best ranking is #28 in Top Free, Finance in India. Show more ›
ACKO Insurance is made and published by
Acko Technology & Services Private Limited.
AppBrain is an independent app data site and isn't affiliated with Acko Technology & Services Private Limited.
The app name, icon, screenshots and description belong to Acko Technology & Services Private Limited and are shown as
published on Google Play.
Summary
ACKO Insurance delivers a comprehensive, all-in-one app for car, bike, health, life, and travel insurance, plus essential vehicle services like RTO challan checks, FASTag recharge, and PUC reminders. With 10,000,000+ total downloads and 1.1M in the last 30 days, it shows strong user adoption.
Pros & Cons
All-in-one solution for insurance and vehicle services (car, bike, health, travel).
Large network and quick claim processes (4000+ network garages mentioned in product descriptions).
No agents or paperwork; streamlined in-app experience.
24x7 claims support and assistance.
Lacks explicit in-app policy quotes, online registration, or home/rc/status features promoted by some competitors.
About ACKO Insurance
ACKO Insurance is a finance app developed by Acko Technology & Services Private Limited.
How many times has ACKO Insurance been installed?
ACKO Insurance has been installed 24 million times. In the last 30 days, the app was installed 1.1 million times. It is ranked in the top 100 finance apps.
What is the rating of ACKO Insurance?
ACKO Insurance is rated 4.46 out of 5 stars, based on 400 thousand ratings.
Is ACKO Insurance free?
ACKO Insurance is free. The app size is 52.79 MB. The latest version available is 13.2.3. The last update was on October 16, 2026.
What are the requirements for ACKO Insurance?
ACKO Insurance requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play since October 2019.
Description by Acko Technology & Services Private Limited(from Google Play)
Get the ACKO app for all your insurance and vehicle-related needs. Whether it’s car insurance, bike insurance, health insurance, term life insurance, or travel insurance, everything you need is just a few taps away. You can also access useful vehicle-related services such as RTO challan check, e-challan lookup, FASTag recharge, and PUC expiry check, all in one app.
Insurance products offered by ACKO Car Insurance: Save up to 85% on your car insurance premiums, including comprehensive, third-party, and own-damage coverage. Enjoy quick claim settlements and cashless repairs at 4000+ network garages.
Bike Insurance: Renew your two-wheeler insurance starting at just ₹457 and stay protected against accidental damages and third-party liabilities. You can buy or renew your two-wheeler insurance within 60 seconds.
Health Insurance: Get affordable health plans starting at ₹18/day* with zero waiting period and instant coverage for medical expenses. ACKO pays 100% of your hospital bills, from syringes to surgeries.
Term Life Insurance: Protect your family’s future with flexible coverage options, tax benefits, and a high claim settlement ratio of 99.38%. Adjust your policy terms according to your life stage and commitments.
Travel Insurance: Protect your trips against flight delays, cancellations, and baggage loss, starting at just ₹8/day*. All our travel insurance plans are visa-compliant and issued without any medical tests.
Vehicle Ownership Made Simple
Owning a car or bike is easier than ever with ACKO. Manage your daily vehicle needs, from challans to recharges, renewals, and maintenance, all in one place. ACKO brings everything together for car and bike owners in one simple, reliable app. Whether you want to check your RTO challan, track your PUC expiry, or recharge your FASTag before a trip, it’s all just a tap away.
RTO challan and e-challan check: Instantly view and clear any pending challans or traffic fines linked to your vehicle. Check challan details online, without having to visit RTO offices or multiple websites. Whether it’s a speeding ticket or a parking fine, stay on top of all dues in just a few taps. Get a monthly report about your pending challans. Easily check violation images, location and other details. You can pay with no extra charges and earn coupons.
FASTag recharge: Recharge your FASTag in seconds using a secure and seamless payment process. ACKO ensures your FASTag never runs out of balance while you’re on the road. Get real-time low balance alerts and recharge quickly in just one tap.
Check Resale Value & Upgrade Your Car: Planning to upgrade your car? Check the resale value of your car, sell your existing car at great prices and get exclusive deals on exchange benefits. You can also compare on-road prices across models and make a smarter buying decision, right within the app.
PUC Expiry Check: Avoid paying penalties or challans by staying updated on your Pollution Under Control (PUC) certificate. You can check your PUC status at any time on the app. Get timely reminders before PUC expiry and stay compliant with emission standards, ensuring the well-being of both your vehicle and the environment.
Get Vehicle Info: Get vehicle owner details instantly on the app by entering the vehicle number. This feature helps you to check vehicle data and verify owner details instantly without any hassle.
Why users love ACKO • ACKO is India’s #1 insurance app trusted by 8 crore+ policyholders. • Rated 4.6/5 on Google Play. • No agents, no paperwork, everything within one simple app. • 24x7 customer support for claims and assistance.
Download the ACKO app now
Visit www.ACKO.com, email hello@ACKO.com, or call 1860 266 2256. IRDAI Registration No: 157 | ACKO General Insurance Ltd. Registered office: #36/5, Hustlehub One East, 27th Main Rd, Sector 2, HSR Layout, Bengaluru 560102
Recent changes: Bug fixes and performance improvements. Improved app stability and user experience. Minor UI and technical enhancements.
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Costlier than the market prices. NCB was wiped out by this cost escalation
★★★★★Aniket Shinde· Oct 5, 2026
Best insurance app I have ever seen, easy and user-friendly interface to handle claim. Mu claim closed just within 12 days.
★★★★★Shanky Singh· Oct 5, 2026
Thank you acko as you settle my claim very quickly. As per your support I repaired my bike in 1 days thanks acko
★★☆☆☆Hirishikkesh Ramesh· Sep 29, 2026
Vehicle insurance is not accepted in your nearest workshop. Premium is less for the pain you're taking while claiming the insurance. Also - your part of payment will be high when something goes wrong. Would recommend acko vehicle insurance- to people who hardly goes out and wants insurance just to avoid traffic fines. Also - be prepared to hear scripted answers to your queries or autobots replying
★☆☆☆☆Rajput Sudhir· Oct 11, 2026
Worst insurance experience! ACKO left accident repairs incomplete 6 months ago, ignoring major unresolved issues. Now their Gota Drive Center even ruined my working key fob. They cover up workshop negligence by calling actual accident damages "mechanical/electrical failure" to reject claims. Pure mental harassment. Video proofs ready—filing Consumer Court case. Avoid ACKO! Also avoid their service center. They only know how be in the side lines leaving customer's problem unresolved. No Trust
★☆☆☆☆Yogeshwaran Muthukrishnan· Oct 17, 2026
Don't trust this insurance, when we check the quote and go back they call next second, but when it comes to claim they don't even call in scheduled time worst claim experience
★☆☆☆☆Kalyan Kulkarni· Oct 11, 2026
On website there is a button to download the policy. Instead of downloading the policy it asks the user to download the app. This sneakiness is ok for a game company etc. - don't think it works for an insurance company which banks on people's trust. Please don't give excuse of security and ease of access - if banks can allow users to get financial statements and make payments from their website, Acko can manage the security to download policies etc. I hope!
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Trust & Safety: The app requests a broad set of permissions including location, contacts, SMS, camera, microphone, and more, indicating extensive data access. It is IRDAI Registered (IRDAI Registration No: 157) and uses analytics/marketing SDKs (Firebase, Amplitude, AppsFlyer, etc.). Review permissions at install for a safer experience.
Frequently asked questions about ACKO Insurance
Is ACKO Insurance free?
Yes. ACKO Insurance is free on Google Play.
Is ACKO Insurance still available?
Yes. ACKO Insurance is on Google Play, and the last update we saw was on October 16, 2026.
Does ACKO Insurance contain ads?
No. Google Play does not list ACKO Insurance as containing ads.
What Android version does ACKO Insurance require?
ACKO Insurance runs on Android 8.0 and higher.
How large is ACKO Insurance?
ACKO Insurance is 52.79 MB.
Is ACKO Insurance suitable for children?
Google Play rates the content of ACKO Insurance as suitable for everyone.
How many times has ACKO Insurance been installed?
Google Play lists 10,000,000+ installs for ACKO Insurance.
How do people rate ACKO Insurance?
ACKO Insurance scores 4.46 out of 5 stars, from 396,254 ratings on Google Play.
Who made ACKO Insurance?
ACKO Insurance was developed by Acko Technology & Services Private Limited. It is listed in the finance category on Google Play.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.