AkikoPAY

AkikoPay is a secure digital wallet to manage your GPR card. Check your balance, view card details, update your PIN and controls, access statements, manage your profile, transfer money all in one convenient app.

With Akikopay you can:
• Check Wallet Balance
• Virtual Card details and CVV
• Set PIN and transaction settings
• View Mini statements
• Profile and support
• Wallet-to-Bank Transfer: Transfer money securely to any bank account using the beneficiary's account number and IFSC code.
• Wallet-to-Wallet Transfer: Transfer funds to other Akikopay wallet users conveniently.

Why choose Akikopay?
* Easy and secure registration
* Fast and simple application process
* Multiple financial service options in one app
* Secure OTP-based authentication
* User-friendly interface
* Reliable customer support

Access All-in-One Financial Services with the Akikopay App!
- Personal Loans: Get loans up to ₹50 Lakhs directly to your account
- Credit Cards: Choose from top bank credit cards and apply seamlessly
- Free CIBIL Score: Check your credit score and full report at no cost
- Gift Cards : Enjoy significant savings when you shop using gift cards from the top brands you love.
*Note: Terms and Conditions Apply!

Akikopay App offers:
1. Personal Loan*
Get personal loans starting from ₹50,000 up to ₹50 Lakhs with fast approvals and minimal documentation. Whether you need funds for emergencies or planned expenses, Akikopay offers a simple and paperless borrowing experience through our lender partners.

What makes us better?
- Personal Loans from ₹50,000–₹50,00,000
- Tenure: 3–60 months
- Interest rate Starting from 14% p.a.
- APR: 17%–36%*
- 100% paperless process
* Personal loan will be approved and disbursed by Akikopay lending partner.

2. Credit Cards
Akikopay partners offers best credit cards just for you, powered by IDFC, HDFC, Axis.
What makes us better?
- Credit limit up to ₹5 Lakhs*
- Free gift vouchers & rewards
- Zero joining & annual fee*

Our Lending Partners:
- Bajaj Finserv Direct Limited

Example of how Personal Loan works:
- Loan Amount: ₹50,000
- Tenure: 12 months
- Interest Rate: 20%
- Processing Fees (incl. GST): 2.5% [₹1,250 + ₹225 GST]
- Monthly EMI: ₹4,632
- Total Interest Payable: ₹4,632 x 12 months - ₹50,000 Principal = ₹5,584
- Annual Percentage Rate (APR): 25.85%
- Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525
- Total Amount Payable: ₹4,632 x 12 months = ₹55,584
- Total Cost of the Loan: Interest Amount + Processing Fees = ₹5,584 + ₹1,250 = ₹6,834

*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by Akikopay’s Lending Partner(s).

Responsible Lending:
Akikopay has partnered with RBI-registered NBFCs/Financial Institutions. Our policies and services are compliant with extant applicable laws. We adhere to the DLAI code of conduct https://tinyurl.com/5d4tzyr4

Have things on your mind? Contact us at support@akikopay.com

Grievance Officer: Ashwani Pikhan
Ashwani.pikhan@akikopay.com
Address: 11th floor, Vishwadeep building Janakpuri, district center, New Delhi-110058

Support URL https://www.akikopay.com/contact-us#lending-partners
Privacy policy https://www.akikopay.com/privacy-policy

Recent changes:
UI improvements and bug fixes.