APR Calculator

1.0.0

TipTinker

0.00

0 reviews

10+
Downloads

Free

True-cost loan rate calculator

Download from Google Play

About APR Calculator

APR Calculator is a tools app developed by TipTinker.

Download Statistics

APR Calculator has been downloaded 46 times. In the last 30 days, the app was downloaded 26 times.

User Ratings

The app has no ratings yet.

App Information

APR Calculator is FREE to download. The APK download size is 4.13 MB. The latest version available is 1.0.0. The last update was on August 22, 2026.

Technical Requirements

The app has a content rating of Everyone. The app has been available on Google Play July 2026.

Description

APR Calculator reverse-calculates both the note rate and the true Annual Percentage Rate (APR) from a loan's principal, monthly payment, upfront fees, and term. Because APR is based on the net amount financed after fees are deducted, this app shows you exactly how much upfront charges inflate the effective cost above the rate a lender advertises.

WHAT IT CALCULATES
Enter the loan principal, monthly payment, and term, then add any upfront fees — origination fees, points, or dealer charges. The app instantly calculates:
• Note rate — the rate implied by your payment and principal alone
• APR — the true cost rate after fees reduce the amount financed
• APR lift — how many basis points fees add above the note rate
• Finance charge — total interest plus fees over the life of the loan
• Total interest and total paid
• First-month interest and principal breakdown

All results update live as you type, so you can see the fee impact in real time.

SAVE AND COMPARE LENDER OFFERS
Save any set of inputs as a named scenario and build up a list of competing offers. Select up to three scenarios for a side-by-side comparison table showing APR, note rate, finance charge, and total paid — making it easy to spot which deal has the lowest true cost even when the advertised rates look similar.

QUICK-START PRESETS
Not sure where to begin? Built-in presets for personal loans, auto loans, no-fee benchmarks, and high-fee lenders load realistic numbers immediately. Adjust the payment, fees, or term to match your actual quote and the results update instantly.

RECENT SNAPSHOTS
Each time you save a scenario a compact snapshot is recorded so you can review the APR history of your research session without reloading each scenario individually.

REGULATION Z METHODOLOGY
APR is calculated using the U.S. Regulation Z definition for fixed-rate equal-payment loans: the monthly rate is solved by bisection so that the present value of all payments equals the net amount financed. The annual rate is derived by simple monthly-rate multiplication, matching the method required by U.S. federal disclosure rules. Variable-rate and balloon-payment loans are outside scope.

Recent changes:
UI improvements and bug fixes

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More data about APR Calculator

Price	Free to download
Total downloads	46
Recent downloads	26
Rating	No ratings
Ranking	Not ranked
Version	1.0.0
APK size	4.13 MB
Number of libraries	?
Suitable for	Everyone
Ads	Contains ads

App Performance Report

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Alternative downloads for the APR Calculator app

APR Calculator compared with similar apps

Common keywords of similar apps

True Cost Note Calculates Upfront Financed Fee Save Scenario Annual Net Charges Add Points Instantly Finance Charge Paid Results Update Side Presets Regulation Rate Apr Fees Payment Principal Monthly Total Loans Calculator Loan Term Amount Interest App Lender Time Offers Recent

Keywords missing from this app

Mortgage Payments Repayment Amortization Financial Terms Compare Schedule Extra Business Calculate Simple Personal Understand Rates Details Days Cash Choose Credit Quick Advance Payoff Home Loanmob Borrow Decisions Months Emi Calculations Version Clear

Downloads over time

Subscribe to see download velocity and history

APR Calculator has been downloaded 46 times. Over the past 30 days, it has been downloaded 26 times.

Changelog of APR Calculator

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Developer information for TipTinker

TipTinker

info@tiptinker.com

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Google Play Rankings for APR Calculator

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Technologies used by APR Calculator

12 permissions

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