Atome SG - Shop Now, Pay Later

3.138.0

APaylater Financial Pte Ltd

4.93

48,243 reviews

500,000+
Downloads

Free

Split payments, more rewards. Get KrisFlyer miles, FairPrice vouchers and more

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4.93 · 48,243 reviews · 500,000+ downloads

Download from Google Play

About Atome SG - Shop Now, Pay Later

Atome SG - Shop Now, Pay Later is a shopping app developed by APaylater Financial Pte Ltd.

Download Statistics

Atome SG - Shop Now, Pay Later has been downloaded 950 thousand times. In the last 30 days, the app was downloaded 6.8 thousand times.

User Ratings

Atome SG - Shop Now, Pay Later is rated 4.93 out of 5 stars. The rating is based on 48 thousand ratings.

App Information

Atome SG - Shop Now, Pay Later is FREE to download. The APK download size is 71.67 MB. The latest version available is 3.138.0. The last update was on August 27, 2026.

Technical Requirements

Atome SG - Shop Now, Pay Later requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2019.

Description

Split payments, more rewards. First Order: Up to $10 Off!

Happier shopping with one of Southeast Asia's leading buy now pay later platforms. Enjoy flexible payments, exclusive deals, and rewards all in one app.

Earn Atome+ Rewards
💰 Earn Atome+ points with every payment! Use Atome+ points to redeem a wide selection of lifestyle rewards while shopping in the Atome app. Catch discounts, offers, sales, and deals by redeeming your points!
💰 Get more value out of your points when you redeem rewards from KrisFlyer, NTUC Linkpoints, Grab, TADA, Lazada Singapore, Shopee, Fairprice, etc.

Shop and win more rewards
💰Earn rewards, vouchers, offers, deals, Atome+ points and more when you complete Atome Challenges!

Open a free account in minutes today, enjoy a $10 voucher on your first purchase.
⚡Register to first payment only takes minutes.
💰Payments are automatically deducted from your preferred credit card or debit card — never worry about missing payments.

Vouchers & deals
Download Atome to get first dibs on exclusive deals, offers and cashback. What you can expect:
💰 A welcome voucher on your first purchase
💰 Exclusive deals, offers, and sales at our partner brands – for new users & existing users
⭐️ Personalised recommendations to keep you updated with the latest shopping trends and deals

Shop & pay with Atome at preferred brands online or offline
👗 Fashion: SHEIN, Asics, Calvin Klein, Decathlon, ZARA, and more
💄 Beauty: Sephora, Beauty Fresh, and more
✈️ Travel & Flights: Trip.com, Agoda, and more
🛒 Commerce: Taobao, Amazon, ZALORA, and more
🍽️ Daily Needs: IKEA, COURTS, and more
If you’re shopping online, select Atome when you pay. If you’re shopping in-store, simply scan our QR code at the cashier to buy items from your favourite brands.

Shop online and in-store
• Use Atome buy now pay later to shop and buy at your favourite brands.
• Shopping for bags and clothes? Shop and pay at CHARLES AND KEITH, Zalora, Zara, SHEIN, and more
• Looking to book a flight? Buy from Agoda, Trip.com, and more
• Buying a phone? Buy Samsung now, pay later
• Feeling active? Stay active with Adidas, Under Armour, Lululemon, and more
• Going out? Shop at Dyson, Sephora, Amazon, and more
• Feeling hungry? Dine at many restaurants and pay later
• Atome is accepted at a wide range of offline & online shopping categories.

Choose Atome in Malaysia
• Buy now, pay later with competitive FX rates
• Earn Atome+ points with every purchase

Flexible payment options
• Some things in life shouldn't wait. Split your online or offline purchases into 3 payments, or choose a longer payment period with a small fee at our partner shops and brands.
• Shopping from Sephora, SHEIN, Taobao, or Agoda? Atome got you covered.
• Choose from 3 interest-free payments, or extend your timeline with a small processing fee. All fees are displayed in the app when you purchase.
• You'll pay the first payment at the point of purchase, and the subsequent payments monthly.

Track your bills
• The Atome app does all the work for you so no bill payment will be missed.
• Easily check your payment schedule under “Bills”.
• You’ll also be informed whenever bill payments are due and when your payment cycle is complete.

🔐Protect Your Payments
Ease your worries and cover your outstanding bill payments with Bill Secure (Underwritten by Chubb Insurance):
• Covers up to 5 times the transaction amount in the event of accidental death or permanent disablement
• Instant coverage upon successful enrolment

Contact Us
Should you have any questions, please reach out to us at support@atome.sg. Leave us a rating and review on Google Play and follow us on our social media channels:

Website: https://www.atome.sg/
Facebook: https://www.facebook.com/atomesg/
Instagram: https://www.instagram.com/atome.sg/
LinkedIn: https://www.linkedin.com/company/atomesg

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More data about Atome SG - Shop Now, Pay Later

Price	Free to download
Total downloads	950 thousand
Recent downloads	6.8 thousand
Rating	4.93 based on 48 thousand ratings
Ranking	Not ranked
Version	3.138.0
APK size	71.7 MB
Number of libraries	83
Designed for Android	8.0+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the Atome SG - Shop Now, Pay Later app

Atome SG - Shop Now, Pay Later compared with similar apps

Common keywords of similar apps

Bill Https Split Offline Shein Sephora Agoda Choose Krisflyer Fairprice Flexible Wide Sales Complete Minutes Voucher Preferred Partner Zara Beauty Taobao Amazon Zalora Favourite Atome Payments Pay Rewards Shopping Payment Shop Buy Deals Points Purchase Brands Online App Earn Offers Vouchers Exclusive Enjoy Redeem Free Card Users Store

Keywords missing from this app

Shopee Cash Interest Cards Gift Tada Super Daily Purchases Experience Stores Sunway Monthly Months Access Credit Check Make Services Atom Kamaie Money Rate Save Savings Installment

Google Play Rating history and histogram

Rating history

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45K

3.4K

Downloads over time

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Atome SG - Shop Now, Pay Later has been downloaded 950 thousand times. Over the past 30 days, it averaged 230 downloads per day.

Changelog of Atome SG - Shop Now, Pay Later

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Developer information for APaylater Financial Pte Ltd

APaylater Financial Pte Ltd

developer@apaylater.com

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Comments on Atome SG - Shop Now, Pay Later for Android

★★★★★ Rowena Selera · Jan 31, 2026

Good n satisfied only the problem is refund bcz how manny times I have refund but i cnt receive

★★★★☆ Sharinz Abd Aziz · Jul 8, 2026

The spin and win is so unreal, 100 time spin not even 1 hit grand prize, always landed at 6 atome point, or you get 4 atome point.

★★★★★ Steve Lau · Apr 5, 2026

Have been a good platform for my purchase or installment for certain services and payment. Will continue to support this platform as long as it is

★★★★★ Fabian Cheah · Apr 14, 2026

Need your assistance on the application of these apps as I have applied. They never show us how to use the apps and how much credit limit was allowed. Thanks and appreciated

★☆☆☆☆ afifah · Jul 6, 2026

Atome keep on showing up need to wait for 90 days even though I never make payment for Atome before. Additionally, I am already above 18 years old. Even I try to reach out to customer service. Not helping at all. Please do something about it.

★☆☆☆☆ Chan Shihui · Mar 23, 2026

The card expired and didn't trigger payment and atome charge 30 dollars late fees. Will not use this for payment next time. Unresonable

★☆☆☆☆ Annabelle · Feb 28, 2026

3 years ago I have an issue when I pay, it has this pop up asking me to check for outstanding payment, but I don't have any?? And the issue was not resolved until now tt I reinstalled. Your customer support sucks, kept asking me the same qns in a loop (check outstanding bill, change my card.), are your email support bots as well? Becos they don't sound v smart in resolving my problem. But anw I finally resolved the problem on MY OWN by deleting my acc and registering again. Thanks for nothing.

Google Play Rankings for Atome SG - Shop Now, Pay Later

This app is not ranked

Technologies used by Atome SG - Shop Now, Pay Later

25 permissions · 83 libraries

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