Bachatt: FD, Mutual Fund, Gold is a finance app developed by Bachatt Smart Savings (AMFI Registered).
Download Statistics
Bachatt: FD, Mutual Fund, Gold has been downloaded 6.5 million times. In the last 30 days, the app was downloaded 1.4 million times. It is ranked in the top 100 finance apps.
User Ratings
The app has no ratings yet.
App Information
Bachatt: FD, Mutual Fund, Gold is FREE to download. The APK download size is 23.07 MB. The latest version available is 6.1.5. The last update was on August 25, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play March 2025.
Description
Bachatt is a daily savings and investments app for India's 30 crore+ underserved, self-employed segment. Insta Fund (liquid mutual funds with instant UPI-style withdrawal), curated mutual fund baskets for long-term wealth, plus instant personal loans — all from a single UPI-powered app. SIP daily, weekly or monthly into schemes from AMCs like SBI, ICICI Prudential, Axis, HDFC and others.
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully.
1. Daily UPI Savings & Investing Made Simple
✅ Start saving or investing daily from just ₹51 per day ✅ Track all your investments, holdings and loans from a single dashboard ✅ UPI autopay across UPI apps like GPay, Paytm, PhonePe, Navi, CRED and others.
2. Insta Fund — Liquid Mutual Funds with Instant Withdrawal
✅ Build a daily savings habit by investing in liquid mutual fund schemes from SEBI-regulated AMCs ✅ Instant withdrawal, UPI-style — redeem in seconds, even on weekends and market holidays (subject to SEBI's Instant Access Facility limits) ✅ Start with as little as ₹20 per day; no lock-in ✅ Returns are market-linked — refer to each scheme's risk-o-meter
Important: Insta Fund is a liquid mutual fund — not a Bank Fixed Deposit (FD). Returns are market-linked and not guaranteed. Not insured by DICGC.
3. Mutual Fund Investments — Build Long-Term Wealth
✅ Invest in regular plans of mutual fund schemes from AMCs like ICICI, SBI, Axis, HDFC and others. Bachatt is a registered distributor with all the AMCs mentioned here. ✅ Returns are market-linked and subject to scheme performance — refer to each scheme's risk-o-meter ✅ Daily, weekly or monthly SIP plus lumpsum ✅ Invest before 1:30 PM cut-off for same-day NAV (as per AMC rules)
4. Access to Loans
Bachatt provides access to personal loans through its RBI-registered NBFC partner. Apply digitally; approval is subject to eligibility verification by the lending partner. Bachatt is not a lender.
Representative Example: ₹10,000 loan, 12 months @ 24% p.a. (compounded monthly), 2% + 18% GST processing fee = ₹236. Monthly EMI ₹923, total repayment ₹11,076, total cost ₹1,312. Final terms vary by eligibility and the lending partner's policies.
Lending Partner: Salora Capital Limited (RBI-registered NBFC) | CIN: U72900MH1999PLC122849 | saloracapital.com | Reg. Address: 103, Park Plaza Condominium, New Yari Road, Opp. Fishery Institute, Versova, Andheri-West, Mumbai – 400061.
• Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future returns. • Bachatt (Trusave Fintech Private Limited) is an AMFI-registered Mutual Fund Distributor with ARN-321640. Bachatt is not a SEBI-registered Investment Adviser and does not provide investment advice. • Bachatt distributes regular plans of mutual fund schemes. It is registered with each individual AMC mentioned above, and receives commission from the respective AMCs. Direct plans have lower expense ratios and may yield higher returns over the long term. • Bachatt is not affiliated with the UPI apps mentioned above; names are used only to indicate compatibility. • Insta Fund is a SEBI-regulated liquid mutual fund. It is not a bank deposit, not DICGC-insured, and does not carry FD-like guarantees. Instant withdrawals operate under SEBI's Instant Access Facility framework, subject to per-day limits set by the AMC. • Loan products are offered by Bachatt's RBI-registered NBFC partner. Bachatt is not a lender.
Recent changes: 🐞 Bug fixes & performance improvements ⚡ Faster, smoother, and more reliable experience
3 ways to save, one app: 🔒 InstaFD – Stable returns, zero lock-in 📈 Mutual Fund – High-return funds to grow your money 🪙 Gold & Silver – Invest in precious metals
Organised by your goals. Balances, withdrawals & investments — all seamlessly in one place.
🎯 Pick your path: safety, growth, or diversification. ⚡ Update now for a better Bachatt experience!
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Comments on Bachatt: FD, Mutual Fund, Gold for Android
★★★★☆Manish Sharma· May 17, 2026
Nice bachata app instant withdrew any amount like
★★★★★Gaurav kumar Pathak· Jan 14, 2026
Now I'm using it, and I will see what I'm getting.
★★★★★Nisha Verma· Nov 15, 2025
First I want result then ill suggest others
★☆☆☆☆Ravi Parmar· Mar 16, 2026
Risk the app me because saving kiya after app open hi nahi ho rha he.... IMAG kharb ho rha he
★☆☆☆☆Abhinash Tiwari· Jul 19, 2026
Worst app I wait for my withdrawal money since 5 days why take u tooo much time for withdrawal 🤣 I really want to uninstall this app first of all change ur withdrawal problem then peoples invest in ur app .......
★★☆☆☆Manojverma Kumar· Mar 16, 2026
App open Nah in ho raha hai kya baat hai customer care number kya hai
★☆☆☆☆Faizal Khan· Mar 16, 2026
I hate this app very slow and no open 😔😔😔
★☆☆☆☆S T R LOVE· Nov 15, 2025
Don't use or investment this app. If you Investment this app you lost your money
Google Play Rankings for Bachatt: FD, Mutual Fund, Gold
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