BillKeeper: Bills & Budget

Take control of your money — no account, no cloud, no sign-up required. BillKeeper lives entirely on your device, so your financial data stays 100% private.

📊 TRACK EVERY TRANSACTION
• Log income and expenses in seconds with a tap-friendly numpad
• Manage multiple wallets — cash, bank accounts, digital wallets
• Auto-detect recurring transactions and set up bill reminders
• Customize categories to match how you actually spend

💰 BUDGET SMARTER
• Set monthly budgets per category and watch progress in real time
• Spendable balance updates the instant you log a transaction
• Payday forecast shows exactly when your balance will run out
• Weekly and daily spending insights keep you on track

📅 NEVER MISS A BILL
• Smart bill reminders with quiet hours and daily notification cap
• Track paid / unpaid status in one dedicated Bills screen
• Due-date alerts delivered reliably — even offline

🎯 SAVINGS GOALS
• Create goals and automatically allocate monthly contributions
• Visual progress bar toward every goal
• Milestone celebrations to keep you motivated

🔥 STREAKS & MONTHLY RECAP
• Build a daily logging streak — auto-freeze once per week so life doesn't break it
• Monthly Recap highlights your best and worst spending moments in a beautiful full-screen story
• Year in Review: your complete 12-month financial journey at the end of every year

📈 FINANCIAL HEALTH & FIRE PLANNING
• Financial Health Score tracks your streak, budgets, bills, and goals in one number
• FIRE Calculator shows exactly how many years until financial independence — powered by your real spending data
• Debt tracker to manage money you lent or borrowed

🤖 ON-DEVICE AI INSIGHTS
• Spending pattern analysis, anomaly detection, and personalized tips
• All computation happens on your device — nothing is sent to any server

🎨 BEAUTIFUL & ACCESSIBLE
• Light, dark, and system-adaptive themes
• Clean minimal design — no clutter, no noise
• Home-screen widgets for instant balance at a glance
• 18 languages supported

No subscription. No login. No cloud. Just you and your money.

Recent changes:
Optimize and fix bug.