MoneySplit: Budget & Finance

Take control of your money without giving another service your entire financial life.

MoneySplit is a privacy-first personal finance app for Android that helps you track spending, plan budgets, manage recurring expenses, follow loans and build savings goals from one place.

TRACK YOUR MONEY YOUR WAY

Capture or import transactions from:
• Bank transaction SMS
• Bank and credit-card statement PDFs
• CSV and Excel files
• Manual transactions

MoneySplit organizes income, expenses and transfers into a financial ledger you control.

SMARTER BUDGETING

Build budgets around the way you actually get paid.

Create:
• Monthly budgets
• Paycheck-based budgets
• Custom date-range budgets
• Open-ended budgets

See how much you've spent, how much remains, your spending pace and where your money is going.

ACCOUNTS IN ONE PLACE

Track:
• Checking and savings accounts
• Credit cards
• Cash
• Digital wallets
• Multiple currencies

SUBSCRIPTIONS & BILLS

Keep recurring expenses visible.

Track subscription costs, renewal dates, bills, due dates and upcoming payments so fewer expenses catch you by surprise.

LOANS & DEBT

Follow:
• Principal and remaining balance
• Interest rates
• Payments
• Amortization schedules
• Prepayments
• Rate changes and additional charges

SAVINGS GOALS

Create goals for an emergency fund, vacation, car, education or anything else you're saving toward.

MoneySplit can show your progress and the pace needed to reach your target.

UNDERSTAND YOUR SPENDING

Explore:
• Spending by category
• Merchant spending
• Income vs. expenses
• Spending trends
• Heatmaps
• Budget status
• Account activity

SEE THE TIME BEHIND THE PRICE

MoneySplit's Time-Cost feature can translate a purchase into the amount of working time it represents.

A price isn't only dollars. It can also be minutes or hours of your life.

PRIVATE BY DESIGN

• Core financial tracking works offline
• No forced account creation for core use
• Local encrypted database
• Optional app lock
• Local backup and restore
• PDF, CSV and Excel exports

Your financial history should remain useful without becoming somebody else's dataset.

MoneySplit gives you one place to capture spending, plan ahead and understand your money.

Recent changes:
- Bug fixes & improvements
- Added more icons