Budgeting app to track spending, manage income, control expenses and save money
4.49·2,586 reviews·100,000+ downloads·#38 in Finance
About Budget App — PocketGuard
Budget App — PocketGuard is a finance app developed by PocketGuard, Inc..
How many times has Budget App — PocketGuard been downloaded?
Budget App — PocketGuard has been downloaded 350 thousand times. In the last 30 days, the app was downloaded 3.9 thousand times. It is ranked in the top 100 finance apps.
What is the rating of Budget App — PocketGuard?
Budget App — PocketGuard is rated 4.49 out of 5 stars, based on 2.6 thousand ratings.
Is Budget App — PocketGuard free?
Budget App — PocketGuard is free to download. The APK download size is 30.50 MB. The latest version available is 5.19. The last update was on July 22, 2026.
What are the requirements for Budget App — PocketGuard?
Budget App — PocketGuard requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play March 2016.
Description
Budget Tracker & Money Planner — Join 1M+ users who know exactly where their money goes and what's safe to spend.
Take control of your budget with PocketGuard — all-in-one budget planner, expense tracker, and bill organizer. Named by Forbes as one of the best budgeting apps of 2026, CNBC Select's pick for best app for over-spenders, and CNN's favorite budget app.
"PocketGuard is an invaluable tool for getting a comprehensive and regularly updated overview of your money situation." — Forbes
Build budgets that match your actual spending habits: custom categories, rollover budgets, and flexible transaction splitting for shared costs or mixed purchases.
Always Know What's in Your Pocket
• Budgeting with PocketGuard helps you make smarter spending decisions: • Real-time budget balance after income and expenses • Safe-to-spend amount after bills, goals, and essentials • How much you can safely use for daily spending without hurting tomorrow's budget
Spending Pace — You won't overspend anymore
PocketGuard's overspending alert — Spending Pace — analyzes your bills and habits to show whether you're on track before the month ends: • On Pace — spending is aligned with monthly budget plan • Under Pace — spending is trending lower than your budget expected • Over Pace — spending is accelerating and may exceed the budget
Create smart, customizable rules that automatically: • Detect merchant names, keywords, amounts, categories, and accounts • Rename merchants, fix categories, and add hashtags for spending tracking • Mark transactions as "Don't count" • Apply rules automatically to every new transaction
Bills and Subscription Organizer • Connect your bank and PocketGuard automatically identifies bills, subscriptions and recurring payments. • Never miss a due date • Spot and cancel subscriptions • Lower bills using a built-in bill negotiation service
Build Your Debt-Payoff Plan PocketGuard analyzes your spending to calculates the most efficient repayment strategy so you can reduce interest costs, see your payoff timeline, and track your budget progress. Bank-Level SecurityYour data is protected with 256-bit SSL encryption, biometric login (Touch ID & Face ID), PIN codes, and industry-standard privacy practices.
FAQ
What is PocketGuard and how does it work?
PocketGuard connects to your bank accounts via secure data connectors (Plaid, Finicity, Salt Edge), automatically categorizes transactions, identifies bills and subscriptions, and calculates how much you can safely spend each day.
Who is PocketGuard best for?
Anyone who wants to stop overspending, pay off debt faster, track subscriptions, or build savings.
Is PocketGuard free?
Yes — core features are free. PocketGuard Plus unlocks unlimited budgets, transaction rules, debt payoff planner, and more. Start with a 7-day free trial, then $12.99/month or $74.99/year.
Is it safe to connect my bank?
Yes. PocketGuard uses 256-bit SSL encryption, biometric login, PIN protection, and MFA. Your credentials are never stored — read-only access only.
Which countries and banks are supported?
PocketGuard connects to financial institutions in the United States, Canada, and the United Kingdom.
Can I use PocketGuard without connecting to a bank?
Yes. You can manage your budget and add transactions manually.
PocketGuard Plus Subscription Start a 7-day free trial, then choose a plan: Monthly — $12.99 Annual — $74.99
Prices may vary by region. Subscriptions renew automatically unless canceled at least 24 hours before renewal. Any unused portion of a free trial is forfeited once a subscription is purchased. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/
Recent changes: INTRODUCING PACE - A NEW PREDICTIVE SPENDING METRIC • Forecasts how your month is trending based on your actual spending behavior • Shows when you're on track - or going beyond your plan • Adapts to your spending patterns for more accurate projections • Clear, intuitive visuals for better financial decisions
Get a detailed PDF report for Budget App — PocketGuard with download trends, rating history,
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Keeps me informed on my bills and spending habits. I feel I do my budget better. Thank you!
★★★★☆Andrea Seely· Jan 9, 2026
I used to use Mint and switched when Mint shut down. Pocketgaurd is pretty great, I wish I could customize some features a bit more, as I don't need all the debt tracking features and primarily use the budgeting tool. I would also like to be able to look at previous monthly budgets rather than just the current month. But on the whole, it's a great app and does everything I need it to.
★★★★★Earnest· Jan 11, 2026
Nothing feels hidden here. Each section is easy to reach, and the simple layout makes checking my budget feel effortless
★☆☆☆☆Patrick Coatney· May 4, 2026
I don't know who this company is, you took 80 dollars from my bank account, I never signed up for your service, I want my money back
★★☆☆☆Erik Burggraaf· Jan 18, 2026
An extra star for basic mode which has been an incredible value. After that, no accessibility plan, no accessibility contact. Company does not even answer their own email. Despite the apps potential, there are showstopper accessibility errors. I won't purchase until the accessibility errors are fixed, and I can't reach anybody at the company. So, I'm unfortunately not a customer.
★☆☆☆☆Elizabeth Guitard· Jun 20, 2026
Since there is no contact for you, I will request a refund here for a charge that was declined in May and somehow came out of my account a month later. I have not used the app in over 6 months and have not had access to it since the payment was declined. I'm unsure how you can bill an account a month later.
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Each subscription will automatically renew 3 days before the expiration date for
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