Capitalization Calculator

Calculate present value, future value, annuities, and perpetuities instantly with interactive charts and flexible compounding options.

Whether you're a finance student studying for exams, a professional analyst building financial models, or an investor evaluating opportunities — Capitalization Calculator gives you accurate time value of money results in seconds.

8 FINANCIAL CALCULATORS IN ONE APP

Present Value (PV) — What is a future sum worth today? Future Value (FV) — How much will your investment grow? Annuity (PVA & FVA) — Value of regular payment streams Growing Annuity (PVGA & FVGA) — Payments that increase over time Perpetuity (PVP) — Infinite cash flow valuation Growing Perpetuity (PVGP) — Infinite growing cash flows

WHY USERS LOVE THIS APP

✓ Instant results — answers update as you type ✓ Visual charts — stacked area chart shows interest vs. principal over time ✓ Flexible compounding — switch between yearly, monthly, weekly, or daily ✓ Beautiful formulas — LaTeX-rendered equations on every screen ✓ Dark mode — easy on the eyes during late-night study sessions ✓ Share results — export calculations with chart screenshots ✓ Remembers your inputs — pick up right where you left off ✓ Undo clear — never lose your work by accident ✓ No account required — works completely offline

PERFECT FOR

• Finance & accounting students • CFA, CPA & MBA exam prep • Financial analysts & advisors • Real estate investors • Loan & mortgage comparisons • Retirement planning • Business valuation

HOW IT WORKS

Enter your values — present value, interest rate, number of periods, annuity payments, or growth rates. Choose your compounding frequency. Get your answer immediately with a visual breakdown of interest earned vs. principal.

All calculations use standard time value of money formulas used in university finance courses and professional certifications worldwide.

Download Capitalization Calculator today — the fast, free, and visual way to solve time value of money problems.

Recent changes:
Completely rebuilt with modern Material Design. New features include interactive charts showing interest vs. principal breakdown over time, flexible frequency options (yearly, monthly, weekly, daily) for all inputs, instant recalculation as you type, dark mode support