Cobradito: Collections, Loans

Cobradito is the loan collections and credit control app that daily-loan collectors, cash-loan agents, lenders, and credit-sales businesses use to manage their client portfolio from their phone - fast, simple, no hassle.

⚠️ IMPORTANT: COBRADITO DOES NOT PROVIDE LOANS
Cobradito is not a financial institution and does not lend money. There is no option anywhere in the app to apply for a loan. If you're looking to borrow money, this app won't help you with that.

Cobradito is built for the other side of that transaction: for the collector or business who already lends money on their own and needs an organized way to handle credit control - who owes what, when it's due, and who has already paid.

Forget the notebook and spreadsheets. With Cobradito, every collector handles loan collections, credit control, and their client portfolio in one place, even without internet access.

🎯 IDEAL FOR:
- Independent daily-loan collectors
- Lenders and microcredit businesses
- Credit sales and daily-collection businesses
- Savings and credit cooperatives
- Any collector managing routes and a client portfolio

💰 CREDIT CONTROL AND LOAN COLLECTIONS
Register your client portfolio, installments, and credit accounts in seconds. Set up daily, weekly, biweekly, or monthly collections. Calculate fixed or auto-recalculated daily interest. Apply payments to principal or interest with instant balance updates and real-time delinquency control - loan collections have never been this organized.

📲 COLLECTIONS IN 3 TAPS
Log a payment in 3 taps. Send a digital receipt via WhatsApp instantly. Print receipts with Bluetooth printers.

🗺️ DAILY COLLECTION ROUTES
Organize your collection route by zone. See at a glance which debtor in your client portfolio you need to collect from today and who is overdue. Save time on the street.

📊 PORTFOLIO AND DELINQUENCY CONTROL
Dashboard with your active client portfolio, daily collections, and real-time delinquency. Exportable reports to Excel/CSV for your accounting.

🔔 AUTOMATIC REMINDERS
Never miss a collection. Get alerts for upcoming and overdue payments.

☁️ CLOUD BACKUP
Your information is securely saved to the cloud. Switch phones without losing your client portfolio.

📴 WORKS OFFLINE
Log collections even without signal on your route. Automatically syncs when connection returns.

👥 TEAMS AND STAFF
Coordinate collectors, routes, and permissions by user. Choose your plan based on team size: Free, Starter, Grow, Pro, or Corporate.

❓ FREQUENTLY ASKED QUESTIONS

Does Cobradito lend me money?
No. Cobradito is a management tool for businesses that already operate their own loans and collections - we do not issue credit or connect users with lenders.

Do I lose my client portfolio if I change phones?
No. Sign in with your account and all your information is restored.

How many clients can I register?
The free plan lets you register up to 20 clients with 2 active credit accounts per client. Paid plans (Starter, Grow, Pro, and Corporate) allow unlimited clients and credit accounts, based on your team size.

Can I export my data?
Yes, export your complete collection portfolio to CSV or Excel anytime.

Does it work for daily, weekly, or monthly collections?
Yes, Cobradito adapts to any schedule: daily, weekly, biweekly, or monthly.

Download Cobradito today, the loan collections and credit control app for your business, and manage your client portfolio from your phone, without complications.

Recent changes:
• ID document photos.
• Cash-up: close the till by route.
• Preview and print the credit contract.
• Preview and print the payment plan.
• Stability and performance improvements.