Build your financial wellness with a smart investing plan for stocks and ETFs.
Acorns: Save & Invest Money helps you automate saving and investing for a stronger financial future, combining Round-Ups with diversified ETF portfolios and retirement/kids planning. With 10,000,000+ total downloads and 64K in the last 30 days, it holds a solid position in US Finance and maintains a high user rating of 4.725.
Pros & Cons
Automates saving and investing to reduce manual effort
Round-Ups and recurring investments lower barriers to start
Personalized portfolios with access to 100+ stocks/ETFs
Retirement and kids accounts expand long-term planning
Integrated Money Manager for automated money allocation
Competitors emphasize bank, wealth, or insurance features not foregrounded here
Higher emphasis on fees or funds in some rival listings may attract different user preferences
Some users may seek broader wealth-management terms not highlighted in this app listing
About Acorns: Save & Invest Money
Acorns: Save & Invest Money is a finance app developed by Acorns.
How many times has Acorns: Save & Invest Money been downloaded?
Acorns: Save & Invest Money has been downloaded 13 million times. In the last 30 days, the app was downloaded 64 thousand times. It is ranked in the top 100 finance apps.
What is the rating of Acorns: Save & Invest Money?
Acorns: Save & Invest Money is rated 4.74 out of 5 stars, based on 400 thousand ratings.
Is Acorns: Save & Invest Money free?
Acorns: Save & Invest Money is free to download. The last update was on February 14, 2026.
What are the requirements for Acorns: Save & Invest Money?
Acorns: Save & Invest Money requires Android 10+ or higher. The app has a content rating of Everyone. The app has been available on Google Play October 2014.
Description
Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and financial wellness.
At Acorns, we believe that financial wellness and finance education are for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have through better financial decisions. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once. More than 14,000,000 Americans have invested over $30,000,000,000 with Acorns.
Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.
INVEST: - INVEST SPARE CHANGE Your money is automatically invested into our expert-built, diversified ETF portfolios. You can Invest Spare Change® each time you make a purchase with the Round-Ups® feature or set up automated recurring investments starting as low as $5. - INVEST IN BITS OF BITCOIN Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your diversified portfolio towards a Bitcoin-linked ETF. - PERSONALIZE YOUR PORTFOLIO Add individual stocks and ETFs from the largest 100+ public US companies to your Custom Portfolio. - INVEST FOR RETIREMENT Save for retirement with an Acorns Later account and strengthen your future finance plans. Get a 3% IRA match on new contributions during your first year with Acorns Gold. - INVEST FOR YOUR KIDS Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. We’ll match your investments by 1% on up to $7,000 per year — exclusively on Acorns Gold!
SAVE: - EMERGENCY SAVINGS Build savings for life’s unexpected hiccups, including a 3.35% APY to help your money grow. - CHECKING Invest Spare Change® when you spend, and automatically invest a piece of each paycheck to support your daily finance habits with Acorns Checking.
- MONEY MANAGER Put your money on autopilot with Money Manager, which smartly splits your money across investing, saving, and spending. - KIDS & TEEN DEBIT CARD Teach your kids smart finance habits and financial wellness with an Acorns Early debit card, included in Acorns Gold. - EARN BONUS INVESTMENTS Shop 10,000+ brands and earn bonus investments and exclusive deals. Plus, earn limited-time referral bonuses of up to $1,200. - GROW YOUR MONEY KNOWLEDGE Access custom articles, videos, courses, and live Q&As to improve your finance knowledge and learn all things money.
SUBSCRIPTION Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.
Bronze ($4/mo) Investing tools to get you started on your financial journey Round-Ups® feature Expert-built diversified portfolio Retirement account Checking account
Silver ($8/mo) Level up your saving and investing skills Everything in Bronze 1% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Silver Emergency Savings Courses and videos to help you grow your money knowledge Live Q&As with investing experts
Gold ($12/mo) Full suite of saving, investing, and learning tools Everything in Silver Smartly split your money across investing, saving and spending with Money Manager 3% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Gold Investment accounts with a 1% match on up to $7,000 in contributions per year Acorns Early smart money app and debit card for kids Ability to add individual stocks and ETFs to your portfolio $10,000 life insurance policy Free tax filing, wills & more See disclosures above and at www.acorns.com/disclosures 5300 California Ave Irvine CA 92617
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Comments on Acorns: Save & Invest Money for Android
★★★★★Geneva Dobbins· Aug 6, 2026
Easy Setup and log in from my Laptop and my phone. And easy to invest in
★★★★★Bernice Ard· Aug 1, 2026
It was very hard for me to save money, my daughter ask can you save $5 a week? I said No. I was introduced to Acorn. The rest is history. I currently save 8×5 $40 a week. Acorn is the best saving program.
★★★★★Whitney Rodgers· Jul 28, 2026
Really Easy To Use! I really like the Acorns platform, the system is so well organized and easy to use. I feel a sense of accomplishment because I'm doing something today to help me have a better tomorrow. I'm really glad I'm investing in myself.
★★★★★francisco costilla· Aug 11, 2026
Good way to save small change,I tried for 6 months on round up my change, forgot about the app never paid no mind, one day I needed to clean up my all my clutter, came upon acorns app, opened up after changing password, because I FORGOT, check my balance close to 489,just in change round up,I used x3, great options checking add $5,$10,$20 weekly or monthly what's best for your budget change to more amount or add funds directly,investment opportunities if you ever wonder about buying stocks
★★★★★Crystal Kennedy Bradley· Aug 8, 2026
Easy to save money. You don't even notice its happening! Love it!
★★☆☆☆Eric Gardner· Aug 11, 2026
I have found the app difficult to navigate, and they make it hard to withdraw your money
★☆☆☆☆SJ C2· Aug 5, 2026
Acorns emailed me saying that they relinked my account despite my never having link my account in the first place. So I checked with my bank and there are no transactions with Acorns. It appears that Acorns is trying to get people to engage by scaring them into believing that the company is pulling money from their accounts despite not having any actual linked accounts. Shady business. Not what you want from a financial institution.
Google Play Rankings for Acorns: Save & Invest Money
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Trust & Safety: No explicit permissions are listed; security features highlighted include 2-factor authentication, fraud protection, 256-bit data encryption, SIPC protection for investments, and FDIC insurance for checking.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
