Credit Wise Capital

CreditWise Capital is a one-stop solution for the complete management of your 2-Wheeler as well as for Personal Loan.
Our technology-driven focus allows for an easy documentation process through our app. Web-based loan applications and a friendly customer helpline provides 24×7 customer service and satisfaction. Exciting features of CreditWise Capital:
1. Get Loan Approval in 2 minutes for your dream bike. Fastest in the industry
2. Pay EMIs on time with CreditWise Capital.
3. Buy Now Pay Later - for our customers to make one-click payments at their favorite merchants.
4. Get monthly account statements
5. Get your Bike Serviced with CWC with Official Service Partners.
6. Get Personal Loan

Credit Wise Capital lends money to its customers through Floating rate loan. Credit Wise Capital being a diversified NBFC lends money through various products to cater to needs of different category of customers. The interest rates for the loans are charged in the range of 7% to 36% on annual basis and however only fraction of our customer get an interest rate higher than 30% per annum Interest rate varies on customer risk profile. Apart from interest rate, customers may pay processing & documentations charges which varies between 2 – 3%. The tenure of the loan varies from 6 months to 36 months. The customer can choose any tenure between these months.

Example 1
Loan Amount (INR): 50850
ROI (%): 15.75%
Loan Protection insurance (KLI) (INR): 850
Processing Fee (PF) (%): 2500
Net Disbursement Amount (Loan Amount - KLI - PF) (INR): 47500
Tenure: 12 months
EMI(INR): 4905
Total Amount Payable(Loan Amount+KLI+PF+Interest) (INR): 58860


Example 2
Loan Amount (INR): 30850
ROI (%): 15.75%
Loan Protection insurance (KLI) (INR): 850
Processing Fee (PF) (%): 1500
Net Disbursement Amount (Loan Amount - KLI - PF) (INR): 28500
Tenure: 12 months
EMI(INR): 2976
Total Amount Payable(Loan Amount+KLI+PF+Interest) (INR): 35712