DebtFree: AI Debt Coach

You don't need another budget app. You need a way out.

Minimum payments can keep you paying for decades. DebtFree is not another budget to babysit. It is a real payoff plan built from your real balances and rates, the date you will be debt-free, and Alex, a coach who helps you stick to it.

No bank login. Ever. You enter your debts, you stay in control, and we never sell your data.

What sets DebtFree apart
• Panic Mode for tight months: tell it what you have and it shows which payments matter most, so a bad month does not become a bad year
• Your real debt-free date, and how much sooner it is than paying minimums
• No bank login and no account linking
• Just tell Alex. Say "I paid $410 on my car loan" and Alex shows the exact change and updates your plan when you tap Confirm
• One-tap payment logging with undo
• Avalanche, snowball, and the DebtFree Method
• Got extra money? See how many months a windfall saves you
• A real celebration every time a debt is paid off, and its payment rolls into the next one

A budget tracks the hole. DebtFree gets you out.

DebtFree starts with a 7-day free trial of DebtFree Pro, then renews automatically as a monthly or annual subscription unless you cancel before the trial ends. Panic Mode stays free, with or without a subscription. Manage or cancel anytime in Google Play.

Made by Forge13 Studios, founded by an Army veteran.

Terms of Use: https://forge13studios.com/terms
Privacy Policy: https://forge13studios.com/privacy

DebtFree provides estimates and general information, not financial advice.

Recent changes:
Log a payment above your plan and DebtFree now shows how many months sooner you will be debt-free, or how much interest you save.
Crash reporting so we can fix problems faster.
Fixes and polish.