DebtWise - Debt Order Payment

Take Control of Your Debt, One Smart Payment at a Time

Managing debt can feel overwhelming when everything is scattered across apps, notes, and bank messages. Missed due dates, unclear balances, and no clear payoff plan can keep you stuck.

DebtWise gives you one focused place to track, plan, and improve.
See exactly where you stand, choose the right payoff strategy, and build momentum toward becoming debt-free.

Why DebtWise?
DebtWise is designed for real-world debt management: credit cards, loans, bills, and installment-based payments. It combines clean tracking with strategy tools so you can make better payment decisions with confidence.

Key Features
• Track all your debts in one place
• Monitor total debt, total paid, remaining balance, and progress
• Add due dates, notes, and detailed payment history
• Installment-aware tracking with next payment visibility
• Search, filter, and sort by status, type, due date, amount, and progress
• Calendar view with due-date markers, overdue highlights, and selected-day debt/payment details
• Export records to CSV or PDF
• Backup and restore your data
• Home widget support for quick at-a-glance updates

Smart Planning & Advanced Tools
• Snowball and Avalanche payoff strategies
• Strategy comparison with recommendation logic
• What-if simulations for:
- Extra monthly payments
- Interest-rate changes
- One-time lump-sum payments
• Payoff timeline and monthly payment insights
• Achievement milestones to help you stay motivated

Notifications & Security
• Payment reminders with customizable lead time
• Weekly app reminder notifications to help you stay consistent
• Optional app lock with Face ID / Touch ID / device biometrics
• No account required to get started

Personalization
• System, Light, and Dark theme modes
• Currency selection for your preferred format

Who Is It For?
• Anyone managing multiple debts
• Users with installment-based obligations
• People who want to reduce payoff time and interest with a clear plan
• Users who prefer a practical, local-first experience

Privacy
DebtWise is built with a local-first approach. Most debt data is stored on your device.
The app may use third-party services (such as AdMob) for ads and related measurement, subject to platform permissions and your device settings.

Start building your debt-free plan today.
Download DebtWise and turn debt management into measurable progress.

Recent changes:
- Minor bugs have been fixed.
- Performance improvements have been made.