EMI Calculator: Loan Planner

Know exactly what a loan will cost you - and how much a prepayment actually saves - before you sign anything.

EMI Calculator works out your monthly installment for any loan (home, car, personal, or custom), then shows you the full amortization schedule and lets you simulate prepayments to see the real effect on your interest and payoff date.

HOW IT WORKS

- Enter loan amount, interest rate, and tenure to get your monthly EMI instantly.
- See a full month-by-month schedule: principal, interest, and remaining balance.
- Compare the avalanche strategy across multiple loans to see which to pay off first.
- Simulate a one-time or recurring prepayment and see exactly how many months and how much interest it saves you - in plain numbers, not vague advice.
- Export the full schedule as a PDF to save, print, or share with a lender or advisor.
- Save multiple loans and revisit them any time.

WHY PEOPLE LIKE IT

- Real math, shown transparently - every number in the schedule is visible, not hidden behind a single summary figure.
- Works fully offline - your loan numbers never leave your phone.
- No account needed, no subscription.
- Free, supported by a small ad.

Whether you're comparing loan offers, deciding whether to prepay, or just want to see where your money is actually going each month, EMI Calculator gives you the full picture.