Expense Tracker: Budget App

Expense Tracker: Budget App is a fast, private, offline expense tracker, budget planner and money manager. Every transaction stays on your phone - no account, no bank login, no ads. Track daily spending, plan a monthly budget and know what you can safely spend today.

ADD AN EXPENSE IN SECONDS
- Big keypad, tap a category, done - the fastest daily expense tracker you will use
- Attach receipts, notes and tags to any spending record
- Works in airplane mode, on a plane, abroad, anywhere

BUDGET PLANNER AND SPENDING INSIGHTS
- Monthly budgets per category with a daily safe-to-spend number
- 50/30/20 planner for needs, wants and savings
- Charts that show where the money actually went this month
- 30-day cash forecast so payday never surprises you

BILLS, LOANS AND SUBSCRIPTIONS
- Recurring bill and subscription reminders before they hit
- Loan and debt payoff tracking with interest and payoff date
- Avalanche and snowball payoff planner

SPLIT BILLS WITH FRIENDS
- Group trips, flatmates and dinners - split, track who owes whom, settle in a tap

MONEY TOOLS THAT COME FREE
- Savings goals with progress and target dates
- Financial health score across savings, budget, debt and emergency runway
- Net worth from accounts, cash and assets
- Multi-currency with travel mode for trips abroad
- Invoices and client ledgers for freelancers
- CSV import from your bank statement, CSV and PDF exports for taxes

PRIVATE BY DESIGN
- No sign-up, no cloud sync, no ads on any plan
- Your transactions are written to a database on your phone, not to our servers
- We never sell your data (the app records anonymous usage statistics only)
- Biometric and PIN app lock
- Backup and restore stays under your control

FREE, WITH AN OPTIONAL UPGRADE
Unlimited expenses, budgets, split groups and goals are free. Pro adds advanced reports, unlimited budgets, premium themes, CSV import and the full forecast. One small price, with a Lifetime option. No forced subscription.

WHO IS IT FOR?
Anyone replacing a spending notebook or spreadsheet: students and families who want a simple daily expense diary, freelancers who need invoices and client ledgers, and anyone who wants a budget app that does not ask for a bank login.

Questions or ideas? support@expenseincomemanager.com - we read everything.

Recent changes:
New in 1.1:
• Your Month in Money – a monthly recap of money in, out and kept
• Import bank statements (CSV) from Indian, US, UK and EU banks, auto-categorised
• Debt Payoff Planner – avalanche vs snowball
• Monthly PDF statement to share or print
• 5 accent themes
• Missed-entry and backup reminders, each with its own switch
• Cleaner home screen with an All Tools sheet
• Invoices now share as real PDFs
• Fixed keyboard closing while typing, trips not saving, and layout issues