Budgetum: Budget Planner

Budgetum is a budget planner and expense tracker for people who want to plan their money without connecting a bank. Plan a monthly budget or a paycheck to paycheck budget, track spending and bills, and see exactly where your money goes. Everything stays on your phone.

PRIVATE BY DESIGN
• Works fully offline. No account, no email, no bank login
• Your financial data stays on your device. Back it up or export it as CSV any time
• No ads and no subscription. Budgeting is free; Pro is a one-time purchase

PLAN YOUR BUDGET YOUR WAY
• Monthly budgets, payday to payday budgets, or any custom period
• Your own sections and categories, with your colors and icons
• Planned vs. actual for every category, with clear progress bars
• Budget from planned income, or set a fixed budget amount for a month
• Copy last month's plan in one tap

TRACK EXPENSES IN SECONDS
• Add an expense or income in a few taps, with suggestions from your own history
• Favourites: hold + to add a starred transaction in two taps
• Split one receipt into several categories, with item counts
• Checking, credit cards, cash, savings goals and debts, with transfers between accounts

BILLS, SUBSCRIPTIONS AND PAYDAYS
• Recurring transactions for rent, utilities, subscriptions and salary
• See what's coming before it happens, with the net total for each day
• Confirm each bill when it's due, so nothing slips through

UNDERSTAND YOUR SPENDING
• Spending by category, section, account, store, person or tag
• Drill down step by step, for example Vacation › Groceries › Store A
• Trends month by month, compared with last month or last year
• A spending calendar to spot your expensive days
• Desktop Analytics: explore your data on a big screen, privately in your browser

SWITCH IN MINUTES
• Import from YNAB or any CSV file
• Match a bank statement to your transactions to reconcile an account (Pro)
• Tags, saved filters and mass updates keep years of data tidy

FREE AND PRO
Budgets, expense tracking, accounts, analytics, import and export are free. Budgetum Pro is a one-time purchase: unlimited recurring transactions and tags (5 of each are free), bank statement matching, Saved Sets and Budget Sets. It also supports an independent developer.

WHO IT'S FOR
• Anyone moving from a budget spreadsheet, notes or paper
• People who budget paycheck to paycheck or plan every dollar each month
• Students, families, freelancers and anyone who wants a calm, simple money manager
• Anyone who doesn't want to give a budgeting app their bank login

Budgetum is a budget planner, expense tracker, bill tracker and money manager in one, without the clutter. Questions or ideas? Write from More › Report a Problem. Every message is read by the developer.

Recent changes:
The biggest update:
• Budget amount per month, or hide income for a month
• Favourites: hold + to add a starred template in two taps
• Analytics: drill down step by step, new Transactions view
• Receipts: edit, duplicate, item counts, Add remaining
• Watch saved sets on Budget with their own plan (Pro)
• Merge tags and contacts; category merges keep plans
• Switch expense to income while editing
• YNAB import brings paychecks in as income
• Hide summary card, show cents, back to current month