Fair Loans is made and published by Cemes Ltd. AppBrain is an independent app data site and isn't affiliated with Cemes Ltd. The app name, icon, screenshots and description belong to Cemes Ltd and are shown as published on Google Play.
Downloads
Apply for affordable & quick mobile credit anytime. Easy & quick approvals.
AppBrain's verdict
PopularWell rated- Rating on Google Play
- 4.46
- 77,792 ratings
- Installs
- 1 million
- Last updated
- August 5, 2026
- Ads
- Contains ads
- Size
- 6.37 MB
Fair Loans is popular, with 1 million installs. Users rate it well: 4.5 stars from 77,792 ratings.
Summary
Fair Loans by Cemes Ltd provides fast, affordable mobile credit with loan amounts from 5,000–30,000 pesos and APR up to 24% per year. Loans are delivered directly to your mobile, and you can hold multiple loans within your limit, backed by a privacy-focused identity verification process.
Pros & Cons
- Instant access to loans delivered to your mobile
- Borrow multiple loans at once within your limit
- No hidden transaction fees and clear repayment terms
- Low effective APR up to 24% per year
- Marketing could place more emphasis on online account management and broader 'fee' terminology, which some competitors highlight.
User feedback
Ratings and reviews on Google PlayComments on Fair Loans for Android
Google Play Rating history and histogram
Store listing
By Cemes Ltd, from Google PlayDescription by Cemes Ltd Written by the developer, not by AppBrain. Click to read.
Easy, Fast and Convenient
Can’t wait for your loan? Get a loan as quickly as possible with our simple and hassle-free loan application process,
Check out our quick credit with no paperwork!
Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle.
Get loan in 3 Easy Steps.
1. Create your account
2. Confirm Identification Details
3. Apply your loan
1. Loan Amount: 5,000 – 30,000 pesos.
2. Loan Term: 90 up to 365 days (3 – 12 Months)
3. Loan Interest rate: Flexible loan rates option, Maximum APR 24% pa
4. Transaction fee: zero
Minimum repayment period is 65 days while the maximum repayment period is 120 days, with a maximum APR is 24% per year
Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Too easy!
Fair Loans is awesome and here is why;
Instant access to loans sent straight to your mobile phone.
You can borrow more than 1 loan at a time. *As long as you are within your loan limit.*
Ability to sort out emergencies when they arise no matter where you are.
Your information is secure and is not shared with third parties.
Lowest interest rate in the market.
It is easy to use.
Example 1: The principal amount is PHP 5,000 and the interest rate is 24%, then the full amount will be paid at the expiration date: 5.000 * 24% + 5.000 = 6.200.
Example 2:
- Borrow NGN10, 000 over 6 months
- Interest rate: APR 24% p.a. (fixed)
- Total amount payable: NGN12400
Our Promise of Safety and Security
We take your privacy very seriously and we will never share your personal information with anyone except with strict permission from you. When you download the App, we will ask you for permissions to use your phone's data such as SMS history and other information. This information will strictly be used to verify your identity and create a credit score.
Contact Us:
We would love to hear from you, write to us
Email: cemesmobile@gmail.com
Safety and technology
Found in the app by AppBrain- Ads
- Contains ads
- Price
- Free
- Libraries
- 24
- App size
- 6.37 MB
- Needs Android
- 5.0+
- Content rating
- Everyone
Technologies used by Fair Loans
Releases
Updates seen on Google Play- Version
- 3.1.3
- Launched
- July 2021
Alternatives
Similar apps and more from Cemes LtdAlternatives to Fair Loans
Installs
Tracked by AppBrain- Last 30 days
- 11 thousand
- Per day
- 370
- 30-day average
- Play install range
- 1+ million
- Launched
- July 2021
Installs over time
Fair Loans has been installed 1 million times. Over the past 30 days, it averaged 370 installs per day.
Rankings
Google Play top chartsGoogle Play Rankings for Fair Loans
About the app and developer
About Fair Loans
Fair Loans is a finance app developed by Cemes Ltd.
How many times has Fair Loans been installed?
Fair Loans has been installed 1 million times. In the last 30 days, the app was installed 11 thousand times.
What is the rating of Fair Loans?
Fair Loans is rated 4.46 out of 5 stars, based on 78 thousand ratings.
Is Fair Loans free?
Fair Loans is free. The app size is 6.37 MB. The latest version available is 3.1.3. The last update was on August 5, 2026.
What are the requirements for Fair Loans?
Fair Loans requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play since July 2021.
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