Apply for affordable & quick mobile credit anytime. Easy & quick approvals.
About Fair Loans
Fair Loans is a finance app developed by Cemes Ltd.
Download Statistics
Fair Loans has been downloaded 960 thousand times. In the last 30 days, the app was downloaded 16 thousand times.
User Ratings
Fair Loans is rated 4.49 out of 5 stars. The rating is based on 76 thousand ratings.
App Information
Fair Loans is FREE to download. The APK download size is 5.36 MB. The latest version available is 3.1.2. The last update was on August 29, 2025.
Technical Requirements
Fair Loans requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2021.
Description
Whatever your needs are, with Fair loans it's easy to apply for a small cash loan from 5000 to 30,000.
Easy, Fast and Convenient
Can’t wait for your loan? Get a loan as quickly as possible with our simple and hassle-free loan application process, Check out our quick credit with no paperwork! Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle.
Get loan in 3 Easy Steps. 1. Create your account 2. Confirm Identification Details 3. Apply your loan
1. Loan Amount: 5,000 – 30,000 pesos. 2. Loan Term: 90 up to 365 days (3 – 12 Months) 3. Loan Interest rate: Flexible loan rates option, Maximum APR 24% pa 4. Transaction fee: zero
Minimum repayment period is 65 days while the maximum repayment period is 120 days, with a maximum APR is 24% per year
Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Too easy!
Fair Loans is awesome and here is why; Instant access to loans sent straight to your mobile phone. You can borrow more than 1 loan at a time. *As long as you are within your loan limit.* Ability to sort out emergencies when they arise no matter where you are. Your information is secure and is not shared with third parties. Lowest interest rate in the market. It is easy to use.
Example 1: The principal amount is PHP 5,000 and the interest rate is 24%, then the full amount will be paid at the expiration date: 5.000 * 24% + 5.000 = 6.200.
Example 2: - Borrow NGN10, 000 over 6 months - Interest rate: APR 24% p.a. (fixed) - Total amount payable: NGN12400
Our Promise of Safety and Security
We take your privacy very seriously and we will never share your personal information with anyone except with strict permission from you. When you download the App, we will ask you for permissions to use your phone's data such as SMS history and other information. This information will strictly be used to verify your identity and create a credit score.
Contact Us: We would love to hear from you, write to us Email: cemesmobile@gmail.com
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I give 4 bcoz too many add but I don't get my loan I applied lets see
★★★★★Anny Matsengwe· Jul 3, 2026
Ll experienced that they are true loans out there to help us to archive our goal
★★★★★Hanzo Hanzo silance· Jul 20, 2026
Love it. It's so easy to aply. Thanks a lot
★★★★★Phillimon Banda· Jul 15, 2026
I have never seen a loan app like fair loans. This is the best app so far in Zambia and it's very reliable.
★★★★★Maureen Mushani· Jul 25, 2026
It was an amazing experience, fast and reliable 👏
★☆☆☆☆Annabelle Merindo· Jul 16, 2026
Wasting of time, almost three days waiting for loan approval and it's nothing
★☆☆☆☆Giovanni Vozza· Jul 21, 2026
How can u post stars for me, I never posted or used this app before
★★☆☆☆Samuel Shanzi· Jul 21, 2026
From what av read in reviews, it's like non has written on the duration they received the money. Either in dollars or in the country currency. Non has received.
Google Play Rankings for Fair Loans
This app is not ranked
Technologies used by Fair Loans
12 permissions·24 libraries
Subscribe to see full permission and library details
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
