Finance Calculator: Loan & Tax

Finance Calculators puts every money calculation you need in one fast, offline app. Plan a mortgage, compare loans, project your investments, split a bill or work out your take-home pay — no internet, no sign-up, no data leaving your phone.

🏠 LOAN & MORTGAGE CALCULATOR
• Monthly payment, total interest and total cost for any loan or mortgage
• Full year-by-year amortization schedule
• EARLY REPAYMENT simulator: add a lump sum or extra monthly payment and see how much interest you save — choose to shorten the term or lower the payment
• RATE / EURIBOR REVISION: recalculate your installment when your variable rate changes

📈 COMPOUND INTEREST & INVESTING
• Project the future value of your savings with regular contributions
• THREE market scenarios — bearish, normal and bullish — shown on a clear growth chart
• See exactly how much you contributed vs. how much your money earned
• Reference world ETFs (MSCI World, FTSE All-World, S&P 500, Nasdaq-100) for context

💶 EVERYDAY MONEY TOOLS
• Tip calculator
• Split the bill: enter what each person paid and see who owes whom (smart settlement)
• Discounts and final price
• VAT / sales tax: add or remove tax
• Percentages (of, change, ratio)
• Currency converter (manual rate, works offline)

💼 NET SALARY (TAKE-HOME PAY)
• Estimate your net pay from a gross salary
• Built-in tax profiles for 18 countries (income tax brackets + social security)
• Auto-detects your country, or pick it from the list

🔒 PRIVATE & OFFLINE
• Works 100% offline — your numbers never leave the device
• No account, no cloud, no tracking

The app is supported by ads, with an option to remove them temporarily.

Important: all results are estimates for general information only and are not financial, investment or tax advice. Tax and interest rules vary by country and change over time.

Whether you are buying a home, paying off a loan, planning your savings, investing for the future or just splitting dinner with friends, Finance Calculators gives you fast, clear answers.

Recent changes:
Small improvements and fixes.