Financial Calculator: Planner

Financial Calculator: Planner answers the money questions that matter with live results as you type, readable charts, and a plain-English explanation under every number.

LOANS & MORTGAGE
• Loan payments with extra-payment savings
• Full mortgage PITI: taxes, insurance, PMI, and HOA
• Auto loans with trade-in and sales tax
• Compare two offers side by side and check refinance break-even with Premium
• Year-by-year and month-by-month amortization schedules

GET OUT OF DEBT
• Credit-card payoff with fixed payment, target date, or minimum-payment planning
• Multi-debt snowball and avalanche plans with a debt-free date and interest savings

GROW YOUR MONEY
• Compound growth with monthly contributions and flexible compounding
• Savings goals: solve for the monthly deposit or time needed
• Retirement projections with inflation-adjusted drawdown
• Investment return, CAGR, APR-to-APY, inflation impact, and a TVM solver

EVERYDAY MATH
• Percentage, tip and split, discount, and sales tax

WHY THIS ONE
• Instant results while you type—no Calculate button
• Plain-English explanations, not just numbers
• Math verified against financial-calculator and spreadsheet results
• Calculations and saved scenarios stay on your device
• Core calculators work without an account or cloud sync
• Save and share calculations; Premium adds CSV schedule export
• One-time Premium unlock removes ads and unlocks all pro tools—no subscription.

Recent changes:
Bug fixes and performance improvements.