FinCalc: SIP EMI FD Calculator

FinCalc is a simple offline finance calculator app for India. Calculate SIP returns, FD and RD maturity, loan EMI, interest growth and financial goals without creating an account.

Use FinCalc as an investment calculator app for planning monthly SIPs, one-time investments and deposit maturity. It also works as a loan calculator app for understanding EMI, total interest and repayment schedules.

INVESTMENT CALCULATORS

• SIP Calculator – estimate the future value of monthly SIP investments, total invested amount and projected returns.

• Step-up SIP Calculator – calculate SIP growth when your monthly investment increases each year.

• Lumpsum Calculator – estimate the future value of a one-time investment.

DEPOSIT CALCULATORS

• FD Calculator – calculate fixed deposit maturity amount, principal and interest earned.

• RD Calculator – estimate recurring deposit maturity value, total deposits and interest earned.

LOAN AND EMI CALCULATOR

Calculate monthly EMI, total interest and total repayment for entered home loan, car loan and personal loan scenarios. Review the repayment breakup and amortization schedule before making your own financial decision.

INTEREST AND GOAL PLANNING

• Simple Interest Calculator

• Compound Interest Calculator

• Goal Planner – estimate the monthly SIP needed for goals such as education, a home, a car or retirement.

SAVE AND COMPARE PLANS

Save SIP, FD, RD, EMI and interest calculations on your device. Reopen saved plans, review calculation history and compare different investment or loan scenarios side by side.

WHY USE FINCALC?

• All-in-one finance calculator app

• Works offline without login or registration

• Indian rupee formatting with lakh and crore values

• Supports ₹, $, €, and £

• Clear charts for invested amount, estimated returns and repayment breakup

• Save calculations and view history

• Compare SIP, FD and loan-planning scenarios

• Light and dark mode

IMPORTANT INFORMATION

FinCalc is a calculator and financial planning tool only. FinCalc is not a loan app and does not offer, approve, facilitate or connect users with loans. It does not sell deposits, mutual funds, investments or other financial products.

The app does not provide personalized investment or financial advice. SIP and investment calculations are estimates based on the values entered by the user. Actual returns, interest rates and maturity amounts may vary.

Recent changes:
FinCalc — your offline SIP, FD, RD, EMI & interest calculator.

• 9 calculators with clear charts and ₹ lakh/crore formatting.
• Save, compare and track your plans — all on your device, works offline.

Thanks for using FinCalc!