Finch: AI Expense & Budget

Finch is more than an expense tracker.

It is your all-in-one personal finance keeper: 6 ways to record every transaction, plus 6 finance tools that keep stocks, subscriptions, belongings, savings, loans and installments in order. From daily spending to your whole net worth, see everything in one clean app.

6 WAYS TO RECORD
- Manual entry: a handy calculator pad with sub-transactions, members, tags, merchants and notes.
- Text input: type "lunch 12, taxi 18" like a chat message and AI splits it into separate records.
- Voice input: Quick mode logs as soon as you finish speaking; Long recording mode captures a whole day at once.
- Photo scanning: snap a receipt, import a bill screenshot or share an image to Finch from any app. Up to 50 transactions per scan, saved only after you review them.
- Recurring entries: rent, salary and memberships are created automatically every day, week, month, quarter or year.
- Templates: apply frequent transactions in one tap and skip the repetitive typing.

6 FINANCE TOOLS IN ONE APP
- Stocks & ETFs: track buys, sells, dividends and fees across the US, Hong Kong, Taiwan, mainland China and Malaysia, with holdings, reference quotes and profit and loss.
- Subscriptions: see every billing cycle, next charge and total spent, with reminders before renewal.
- Belongings: save purchase price, accessories, location and warranty, and see each item's cost per day.
- Savings goals: set a target for something you want and track every deposit, withdrawal and milestone.
- Loans & debts: keep lending, collecting, borrowing and repaying crystal clear.
- Installments: generate principal and interest schedules, follow each payment and get due-date reminders.

BUDGETS AND INSIGHTS
- Annual and monthly budgets by category or account, with rollover and a daily spending allowance.
- Clear charts for income and spending, category trends, account balances and net worth.
- Decide per transaction whether it counts toward statistics or budgets.
- Search your entire history and share PDF financial reports.

MULTI-CURRENCY AND CRYPTO
Use 105 fiat currencies and 15 cryptocurrencies. Give each account its own currency, convert with exchange rates automatically and record cross-currency transfers accurately.

HELPFUL REMINDERS
Get reminders for daily logging, credit card payments, installments, subscription renewals, expiring warranties and recurring entries. Home screen widgets show today's and this month's income and spending at a glance.

YOUR DATA, YOUR CONTROL
- Finch does not collect any user data. Your finances stay on your device, protected by an app lock, and key amounts can be hidden in one tap.
- Back up and restore with Google Drive or WebDAV.
- Import and export Excel files. Moving from another app? AI reads the spreadsheet layout and imports your records in bulk.

SIMPLE, BEAUTIFUL, EASY
A clean interface with smooth Liquid Glass styling, multiple backgrounds and theme colors, light and dark mode, and 10 interface languages.

Whether you just want to log every expense or manage budgets, investments, subscriptions, debts and savings goals together, Finch keeps your personal finances clear and calm.

Privacy Policy:
https://www.finch0732.top/privacy

Terms of Use:
https://www.finch0732.top/terms

Recent changes:
01. Upgraded the multi-currency system with support for cryptocurrencies
02. Different currencies now use their own decimal precision
03. Added an option to hide amounts
04. Added more theme backgrounds
05. Introduced a new onboarding experience
06. Added a new currency picker
07. Fixed statistics issues on the item management page
08. Improved the statistics card layout in stock management
09. Tap a parent category name in Analytics to open the related search