Finch - Expense & Budget

Finch is a personal finance app built around simple daily bookkeeping, with the tools to manage budgets, assets and the financial plans that shape everyday life.

Record income, expenses and transfers with a calculator, natural-language text or voice. Manage multiple ledgers and accounts across fiat and cryptocurrencies, then add the detail you need with categories, sub-transactions, members, tags, merchants and notes.

PLAN WITH FLEXIBLE BUDGETS
Create annual and monthly budgets, plan by category or account, carry balances forward and see how much remains for each day. Choose which transactions affect statistics and budgets, so your numbers reflect real life.

TURN RECORDS INTO CLARITY
Explore spending, income, balances and net worth through detailed charts and summaries. Search across your history, review account and category trends, and generate PDF financial reports when you need to share or archive a snapshot.

MANAGE THE REST OF YOUR FINANCIAL LIFE
- Stocks and ETFs: record buys, sells and dividends; follow holdings and profit or loss.
- Subscriptions: track plans, billing cycles, upcoming charges and payment history.
- Savings goals: follow targets, deposits, withdrawals and progress.
- Lending and borrowing: keep money owed to you and money you owe organized.
- Installments: build repayment schedules, separate principal and interest, and follow due dates.
- Items: catalog purchases, accessories, daily cost and warranty dates.
- Recurring bookkeeping: automatically create regular income, expenses and transfers from reusable templates.

MOVE FASTER, STAY IN CONTROL
Import Finch-format spreadsheets or let AI map the structure of third-party Excel files before batch import. Export your records whenever needed. Finch uses a local-first financial database, supports an app security lock, and lets you choose WebDAV or Google Drive for backups.

Finch brings bookkeeping, budgeting, financial insights and everyday planning together without making money management feel complicated.

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