Finley: AI Budget & Expenses

Finley is a spending tracker that tells you what needs your attention before it becomes a problem. Use it on your own, or share it with your partner.

Not another dashboard. A short list of what needs you, stated plainly, with the thing to do about it.

TWELVE TRACKERS, ALWAYS ON
Finley keeps watch so you don't have to:
• Bills coming due, and ones already late
• Budgets running ahead of the month
• When a budget will run out at this pace
• Spending limits you've agreed to keep
• The same charge landing twice
• Subscriptions that look forgotten
• Payments that repeat, ready to track
• Budgets worth moving money between
• Money sitting with no job yet
• A month that's ready to close
• One shop spelled three different ways
• A ledger that has gone quiet
Pay it, snooze it for a week, or dismiss it. When the problem goes away, so does the reminder.

ASK FINLEY ANYTHING
Ask in plain words: what you spent on food last month, whether you're on track, when a goal will be reached. Finley answers from your own ledger, with the numbers to back it up. It can add entries and set budgets and goals for you, and it asks before it deletes anything.

SNAP A RECEIPT
Take a photo of a receipt or a bank statement, and Finley turns it into entries: the shop, the amount, the date and a category.

ON YOUR OWN, OR WITH YOUR PARTNER
Finley works for one. When you're ready, invite your partner to share it. Choose what to share and see who logged what. Keep an account, a goal or a bill to yourself, and your partner never sees it. When one of you deals with a shared bill, the reminder clears for both of you.

A MONEY TREE WITH OPINIONS
The tree on your home screen grows on the days you log, never on how much you spend. It cheers your streaks, sulks when you go quiet, and gets nervous when you type a big number. It never stops you. It just says something.

BUDGETS AND GOALS
Set a plan for each category and see what it took this month and how far it has to go. Save toward the big things, a trip or a rainy-day fund, and track them side by side.

PRIVATE WHEN YOU NEED IT
Hide your amounts in one tap when someone is looking over your shoulder. Finley
remembers your choice on

REMINDERS THAT DON'T DOUB
Get nudges as phone notifications or on WhatsApp, at the hour you choose.

Smart Categorize, which suggests a category for every uncategorised entry so you can approve them in one go, is part of Finley Premium.

Recent changes:
What's new:

• Add payments straight from your bank and e-wallet alerts. Turn it on from the dashboard and check each one before it's added.
• Smart Scan now reads PDF e-statements, locked ones too.
• Tag LHDN tax reliefs and see each against the year's cap.
• Budgets can roll leftovers over, and Home shows what's safe to spend today.
• Home loans and BNPL plans track what's still owed.
• Log a bill payment in one tap from its reminder.