Send and receive money instantly. Fast, safe, and built for everyday payments.
About FLEX - Instant Payments
FLEX - Instant Payments is a finance app developed by ReflexPay.
Download Statistics
FLEX - Instant Payments has been downloaded 41 thousand times. In the last 30 days, the app was downloaded 150 times.
User Ratings
FLEX - Instant Payments is rated 4.57 out of 5 stars. The rating is based on 190 ratings.
App Information
FLEX - Instant Payments is FREE to download. The APK download size is 69.97 MB. The latest version available is 5.0.36. The last update was on May 15, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play January 2025.
Description
Move Money. Move Freely.
FLEX is a fast and secure digital wallet for sending and receiving money in Nigeria. You can pay anyone, anytime, without account numbers or extra fees.
Send and Receive Instantly - Send money instantly with PayTag - No account numbers or hidden charges - Receive payments in seconds and track every transaction - Works for P2P payments for family and friends
Pay Merchants with Ease - Scan any merchant QR code or pay directly in the app - Confirm payments instantly and receive digital receipts - Use FLEX at shops, restaurants, and markets across Nigeria
Request and Earn with FLEXme - Ask for money with ease using FLEXme - Add notes so people know what it’s for - Get paid faster and easier
Verify and Upgrade Your FLEX Tier - Verification unlocks higher spending limits and full access to FLEX features. - Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification. - Each tier gives you more room to transact confidently and securely.
Trusted. Simple. Built for You. - Free peer-to-peer transfers - Real-time transaction updates - QR and PayTag payments - Fast, reliable, and secure - Trusted by thousands of users every day
FLEX combines speed, trust, and simplicity in one app. Free transfers. Instant payments. Secure wallet. Everything you need to send, pay, and manage money seamlessly.
Your money. Your move.
* FLEX is a financial services platform, not a bank. Banking services are provided by our regulated partners.
Contact FLEX Support in-app, via email at: techsupport@yourflexpay.com
Recent changes: This update introduces new services and improves how requests are managed.
FLEXme improvements: Notification and confirmation screens have been updated for a clearer request experience.
VAS services: You can now buy airtime, data, PayTV, and power directly in the app.
Request expiry: FLEXme requests now expire after 48 hours to keep requests current and relevant.
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★★★★★
It's one of the best online banking app... It's reliable and convenient.😊
★★★★★
Online best apps. With simple earning but believable and trustee app. Use flex and get more much money.
★★★★★
Reflex Pay makes sending and receiving money effortless with a clean, user-friendly interface. Fast, secure, and reliable—perfect for everyday transactions.
★★☆☆☆
I can't even transfer money, and it's been asking me to verify my mail but no link has been sent to my email
★★☆☆☆
Very annoying app I couldn't been able to make a withdrawal from my account ever since I created, and I was busy sending my money inside, just keep telling me couldn't find the merchant. What an annoying app
★★☆☆☆
My problem with the app is why can't I transfer to another bank. It's only flex to flex account So like if I have money on the app, and I want to transfer to someone that doesn't have the app, I can't do that??
★★☆☆☆
Poor set-up, not receiving OTP and the face verification also saying failed submission
Google Play Rankings for FLEX - Instant Payments
This app is not ranked
Technologies used by FLEX - Instant Payments
43 permissions
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