Credit Direct Mobile is a finance app developed by Credit Direct Limited.
Download Statistics
Credit Direct Mobile has been downloaded 730 thousand times. In the last 30 days, the app was downloaded 59 thousand times.
User Ratings
Credit Direct Mobile is rated 4.39 out of 5 stars. The rating is based on 3.4 thousand ratings.
App Information
Credit Direct Mobile is FREE to download. The APK download size is 74.51 MB. The latest version available is 1.4.12. The last update was on August 4, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play March 2025.
Description
Credit Direct: All your money moves in one app
The Credit Direct app gives you secure access to the financial tools you need to borrow, pay, and grow your money, all in one simple app.
* Send, Receive & Earn Interest on your Wallet Balance - Send and receive money with zero transfer fees. - Earn 10% p.a. on your wallet balance.
* Apply, Track, and Manage your Loans with Ease - Apply digitally, no agent needed. - Track and repay all loans in minutes. - Available to salaried employees, federal and state civil servants freelancers, and more.
* Grow Your Money with Yield (Up to 21% p.a.) - Fixed Yield: Fixed Yield allows you set money aside for a defined period while earning attractive returns. Structured for long-term goals like rent, car purchase, wedding plans, etc. Lock funds for 1–12 months, earn up to 21% p.a. (₦50,000 minimum investment). - Flex Yield: With Flex Yield, you can earn returns while still having some access to their money. Fund your Flex Yield with ₦50,000 and above and earn 15% p.a, with interest paid into your Flex Yield wallet on the first day of every month. You can also access up to 4 free withdrawals per month. - Target Yield — Put aside money in small amounts over a period to fund a specific goal, whether it is a vacation or for school fees. Contribute as little as ₦1,000 daily, earn 15% p.a when you meet your goal. - Gift a Yield — Give someone an investment plan. It is a thoughtful and practical way to appreciate loved ones while helping them grow money. The recipient earns up to 21% per annum once the gift is claimed.
* Pay Bills & Buy Airtime/Data - Pay electricity bills, cable TV, and buy airtime/data for yourself or loved ones in a few taps.
Customer Support Get answers to all your questions 24/7 from CLARA. On the app, simply select Account > Settings > Need help? To reach CLARA on all available channels.
Secure & Trusted Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN). A Fintech arm of FCMB Group, Credit Direct has served millions of Nigerians for close to two decades.
Recent changes: What's New
- Tier 2 users can now complete their address details and apply for loans directly in the app. - Fixed profile completion links so all required application steps are now accessible. - Updated loan tenure options to a maximum of 12 months in line with our lending policy.
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This app is the best app to apply for loan in Nigeria.
★★★★★Alasuonyo Nyenye· Aug 4, 2026
No Midpoint bank among the institutions making millions of midpoint users unable to use the service
★★★★★Jennifer Egbuniwe· Jul 29, 2026
So far I haven't heard a bad experience using the Credit Direct Mobile App it's very fast, secured and reliable.👍💯
★★★★★aliyu danladi· Aug 11, 2026
This is the best app that I use ever in my life thank CDL
★★★★★Omowunmi Adeyemi· Jul 27, 2026
Very reliable app, once you apply you will get what you want, and I want to use it as my bank account
★☆☆☆☆Kelvin Isaac· Aug 1, 2026
I will never advise anyone to use this app and collect loan, I received July salary since 29/07/2026 but yet you guys are showing me repayment overdue. That's nonsense please
★☆☆☆☆Ayodele Julius· Aug 10, 2026
it's a bad app and their customer service is so poor. All they do is just apologize without solving the issue
★☆☆☆☆Muhammad Auwal Hamza· Aug 10, 2026
Your money would get stuck and application can't validate NIN and BVN
★☆☆☆☆Chinelo Winifred Nwanegbo· Jul 24, 2026
You sent to my account officer that am I owing your company, clear me. Thanks
★☆☆☆☆Peter Eduep· Jul 28, 2026
The most useless loan app in Nigeria. Na God go punish una with your stupid customer service.
Google Play Rankings for Credit Direct Mobile
This app is not ranked
Technologies used by Credit Direct Mobile
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