Credit Direct Mobile is a finance app developed by Credit Direct Limited.
Download Statistics
Credit Direct Mobile has been downloaded 760 thousand times. In the last 30 days, the app was downloaded 46 thousand times.
User Ratings
Credit Direct Mobile is rated 4.40 out of 5 stars. The rating is based on 3.6 thousand ratings.
App Information
Credit Direct Mobile is FREE to download. The APK download size is 74.56 MB. The latest version available is 1.4.14. The last update was on September 4, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play March 2025.
Description
Credit Direct: All your money moves in one app
The Credit Direct app gives you secure access to the financial tools you need to borrow, pay, and grow your money, all in one simple app.
* Send, Receive & Earn Interest on your Wallet Balance - Send and receive money with zero transfer fees. - Earn 10% p.a. on your wallet balance.
* Apply, Track, and Manage your Loans with Ease - Apply digitally, no agent needed. - Track and repay all loans in minutes. - Available to salaried employees, federal and state civil servants freelancers, and more.
* Grow Your Money with Yield (Up to 21% p.a.) - Fixed Yield: Fixed Yield allows you set money aside for a defined period while earning attractive returns. Structured for long-term goals like rent, car purchase, wedding plans, etc. Lock funds for 1–12 months, earn up to 21% p.a. (₦50,000 minimum investment). - Flex Yield: With Flex Yield, you can earn returns while still having some access to their money. Fund your Flex Yield with ₦50,000 and above and earn 15% p.a, with interest paid into your Flex Yield wallet on the first day of every month. You can also access up to 4 free withdrawals per month. - Target Yield — Put aside money in small amounts over a period to fund a specific goal, whether it is a vacation or for school fees. Contribute as little as ₦1,000 daily, earn 15% p.a when you meet your goal. - Gift a Yield — Give someone an investment plan. It is a thoughtful and practical way to appreciate loved ones while helping them grow money. The recipient earns up to 21% per annum once the gift is claimed.
* Pay Bills & Buy Airtime/Data - Pay electricity bills, cable TV, and buy airtime/data for yourself or loved ones in a few taps.
Customer Support Get answers to all your questions 24/7 from CLARA. On the app, simply select Account > Settings > Need help? To reach CLARA on all available channels.
Secure & Trusted Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN). A Fintech arm of FCMB Group, Credit Direct has served millions of Nigerians for close to two decades.
Recent changes: - App Performance Improvements - Fixed known bugs
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Credit direct application ordinarily is a good application with a very bad name. This bad name came because of the bad staffers who are not sincerely under the employment of the institution because, their contributions to the growth of the institution are nothing but retrogressive approaches or advances towards finally killing the institution. How can an application like credit direct not be working in nigeria for that long? Now that you have started working, try to be functioning.
★★★★★Ibrahim Lawal· Aug 9, 2026
This app is the best app to apply for loan in Nigeria.
★☆☆☆☆Ayodele Julius· Aug 10, 2026
it's a bad app and their customer service is so poor. All they do is just apologize without solving the issue
★☆☆☆☆J N· Aug 22, 2026
This app is crazy. I registered with my exact number but the number suddenly changed to another number in the app, and I can't even change the number to my own number. And they want me to continue. So now another number can log in while my own number can't. Terrible app. Pls shut down if your backend devs are inexperienced. Maybe employing nysc corp members for serious work.
★☆☆☆☆IBRAHEEM BABATUNDE SANUSI· Aug 19, 2026
Useless app, not able to upgrade the app with my BVN since some months now,
★☆☆☆☆Oladosu Olakunle· Aug 29, 2026
These people are a big scam. After paying off your loan for the stipulated period, they will still debit you in excess. SCAMERS. I REGRET GETTING A LOAN FROM CDL.
Google Play Rankings for Credit Direct Mobile
This app is not ranked
Technologies used by Credit Direct Mobile
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