Credit Direct Mobile is a finance app developed by Credit Direct Limited.
Download Statistics
Credit Direct Mobile has been downloaded 780 thousand times. In the last 30 days, the app was downloaded 28 thousand times.
User Ratings
Credit Direct Mobile is rated 4.41 out of 5 stars. The rating is based on 3.8 thousand ratings.
App Information
Credit Direct Mobile is FREE to download. The APK download size is 74.56 MB. The latest version available is 1.4.14. The last update was on September 4, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play since March 2025.
Description
Credit Direct: All your money moves in one app
The Credit Direct app gives you secure access to the financial tools you need to borrow, pay, and grow your money, all in one simple app.
* Send, Receive & Earn Interest on your Wallet Balance - Send and receive money with zero transfer fees. - Earn 10% p.a. on your wallet balance.
* Apply, Track, and Manage your Loans with Ease - Apply digitally, no agent needed. - Track and repay all loans in minutes. - Available to salaried employees, federal and state civil servants freelancers, and more.
* Grow Your Money with Yield (Up to 21% p.a.) - Fixed Yield: Fixed Yield allows you set money aside for a defined period while earning attractive returns. Structured for long-term goals like rent, car purchase, wedding plans, etc. Lock funds for 1–12 months, earn up to 21% p.a. (₦50,000 minimum investment). - Flex Yield: With Flex Yield, you can earn returns while still having some access to their money. Fund your Flex Yield with ₦50,000 and above and earn 15% p.a, with interest paid into your Flex Yield wallet on the first day of every month. You can also access up to 4 free withdrawals per month. - Target Yield — Put aside money in small amounts over a period to fund a specific goal, whether it is a vacation or for school fees. Contribute as little as ₦1,000 daily, earn 15% p.a when you meet your goal. - Gift a Yield — Give someone an investment plan. It is a thoughtful and practical way to appreciate loved ones while helping them grow money. The recipient earns up to 21% per annum once the gift is claimed.
* Pay Bills & Buy Airtime/Data - Pay electricity bills, cable TV, and buy airtime/data for yourself or loved ones in a few taps.
Customer Support Get answers to all your questions 24/7 from CLARA. On the app, simply select Account > Settings > Need help? To reach CLARA on all available channels.
Secure & Trusted Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN). A Fintech arm of FCMB Group, Credit Direct has served millions of Nigerians for close to two decades.
Recent changes: - App Performance Improvements - Fixed known bugs
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Nice app, I really appreciate you guys you keep it off, all of you at credit direct limited wish you all the best.
★★★★★Emmanuel Musa· Sep 19, 2026
I have been trying to get loan is not open
★★★★★godswill apiafi· Sep 18, 2026
Its good and I like the app, bank transactions
★★★★★Sharon Mary· Aug 26, 2026
I belin in it's, and love it till the end time
★★★★★Ismaila Alh Rabiu· Sep 16, 2026
More efficient, sophisticated & reliable for the fast racking in the developed world 🌎 businesses analysis.
★★★★★Abdulmalik Shuaibu· Aug 25, 2026
Am excited the way it runs on reliability
★☆☆☆☆Master Precious· Sep 23, 2026
Work on your app before bringing it to the public. I don't know if I will call it a scam or not. You deposited funds and cannot withdraw it, you cannot update your BVN, yet they still insist you must update it, You call their support center and no one is saying anything meaningful instead they are referring you to go and complain to AI Agent in their watts app page.
★☆☆☆☆Theophan Noel· Sep 15, 2026
Since I downloaded this app and register I can't even access any loan keeps telling me to complete information I've provided all the necessary information for my address verification, and it's not working please do something, or I'll delete the app because is not performing well
★☆☆☆☆fatimoh owolabi· Sep 5, 2026
Am not receiving otp despite changing the phone number on my bvn and have also submitted my bvn slip to your email which I spoke to an agent yesterday and was promised to update the phone number on my account still not updated yet, and I need to receive otp for a transaction
Google Play Rankings for Credit Direct Mobile
This app is not ranked
Technologies used by Credit Direct Mobile
43 permissions
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Frequently asked questions about Credit Direct Mobile
Is Credit Direct Mobile free?
Yes. Credit Direct Mobile is free to download from Google Play.
Is Credit Direct Mobile still available?
Yes. Credit Direct Mobile is on Google Play, and the last update we saw was on September 4, 2026.
Does Credit Direct Mobile contain ads?
No. Google Play does not list Credit Direct Mobile as containing ads.
How large is the Credit Direct Mobile APK?
The Credit Direct Mobile APK is 74.56 MB.
Is Credit Direct Mobile suitable for children?
Google Play rates the content of Credit Direct Mobile as suitable for everyone.
How many times has Credit Direct Mobile been downloaded?
Google Play lists 500,000+ downloads for Credit Direct Mobile.
How do people rate Credit Direct Mobile?
Credit Direct Mobile scores 4.41 out of 5 stars, from 3,752 ratings on Google Play.
Who made Credit Direct Mobile?
Credit Direct Mobile was developed by Credit Direct Limited. It is listed in the finance category on Google Play.
What are the best alternatives to Credit Direct Mobile?
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
