Credit Direct Mobile is a finance app developed by Credit Direct Limited.
How many times has Credit Direct Mobile been downloaded?
Credit Direct Mobile has been downloaded 630 thousand times. In the last 30 days, the app was downloaded 36 thousand times.
What is the rating of Credit Direct Mobile?
Credit Direct Mobile is rated 4.41 out of 5 stars, based on 2.9 thousand ratings.
Is Credit Direct Mobile free?
Credit Direct Mobile is free to download. The APK download size is 69.97 MB. The latest version available is 1.4.9. The last update was on July 1, 2026.
What are the requirements for Credit Direct Mobile?
The app has a content rating of Everyone. The app has been available on Google Play March 2025.
Description
Credit Direct: All your money moves in one app
The Credit Direct app gives you secure access to the financial tools you need to borrow, pay, and grow your money, all in one simple app.
* Send, Receive & Earn Interest on your Wallet Balance - Send and receive money with zero transfer fees. - Earn 10% p.a. on your wallet balance.
* Apply, Track, and Manage your Loans with Ease - Apply digitally, no agent needed. - Track and repay all loans in minutes. - Available to salaried employees, federal and state civil servants freelancers, and more.
* Grow Your Money with Yield (Up to 21% p.a.) - Fixed Yield: Fixed Yield allows you set money aside for a defined period while earning attractive returns. Structured for long-term goals like rent, car purchase, wedding plans, etc. Lock funds for 1–12 months, earn up to 21% p.a. (₦50,000 minimum investment). - Flex Yield: With Flex Yield, you can earn returns while still having some access to their money. Fund your Flex Yield with ₦50,000 and above and earn 15% p.a, with interest paid into your Flex Yield wallet on the first day of every month. You can also access up to 4 free withdrawals per month. - Target Yield — Put aside money in small amounts over a period to fund a specific goal, whether it is a vacation or for school fees. Contribute as little as ₦1,000 daily, earn 15% p.a when you meet your goal. - Gift a Yield — Give someone an investment plan. It is a thoughtful and practical way to appreciate loved ones while helping them grow money. The recipient earns up to 21% per annum once the gift is claimed.
* Pay Bills & Buy Airtime/Data - Pay electricity bills, cable TV, and buy airtime/data for yourself or loved ones in a few taps.
Customer Support Get answers to all your questions 24/7 from CLARA. On the app, simply select Account > Settings > Need help? To reach CLARA on all available channels.
Secure & Trusted Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN). A Fintech arm of FCMB Group, Credit Direct has served millions of Nigerians for close to two decades.
Recent changes: What's New
- Tier 2 users can now complete their address details and apply for loans directly in the app. - Fixed profile completion links so all required application steps are now accessible. - Updated loan tenure options to a maximum of 12 months in line with our lending policy.
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Very, very good 👍 fantastic I really enjoyed this app keep it up for the good 👍 work
★★★★★Ameedat Ayomide· Jun 24, 2026
Good, but am I trying to apply loan app, not going, show pending first, later rejected, any assist for that
★★★★★Kema Morenike· Jun 3, 2026
This app doesn't deserve 5 stars. I have been unable to send money out of my account for close to 4 weeks now if am not mistaken and the money is for my project fee I have been messaging the agent they take ages to reply it totally annoying 😡😡😡😡😡
★★★★☆Fuwa Oladipupo· Jul 6, 2026
Happy Morning 🌄 Great and excellent app that encourage one to feel safe and secure with your funds in their custody, also provides opportunity to earn from recommending friends. I like it
★☆☆☆☆Samuel· Jun 23, 2026
I have been unable to even complete my signing up for a couple of days now all because it keeps saying unable to verify my BVN at this time. I don't know how I'm supposed to enjoy an app that won't even allow me complete my sign-up 😞
★☆☆☆☆Abigal Ojeka· Jul 7, 2026
Worst app ever, you ask for every information as if you are going to give me a whole central bank money. Nonsense app
Google Play Rankings for Credit Direct Mobile
This app is not ranked
Technologies used by Credit Direct Mobile
Credit Direct Mobile is requesting 44 permissions and we don't have library information (yet).
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
