IDFC FIRST Bank: MobileBanking delivers fast, secure banking, payments, and investment tools in one app. It holds strong FINANCE rankings (#27 in Ireland, #28 in India) with a high rating from millions of users, and showcases broad financial services reach across payments, loans, investments, insurance, and more. 10,000,000+ total downloads and 820K new installs in the last 30 days reflect its momentum.
High user satisfaction with a strong 4.87+ rating from millions of reviews
Prominent FINANCE category presence and broad reach across regions
Rewards and perks including up to 10x rewards on travel/shopping and Tripstacc benefits
Extensive permission requests across location, contacts, SMS, storage, etc. may raise privacy considerations
Breadth of features can feel complex or overwhelming to new users
Some users may seek even faster “instant” transactions or more transparent fee disclosures beyond zero-fee transfers
About IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking is a finance app developed by IDFC FIRST Bank Ltd..
Download Statistics
IDFC FIRST Bank: MobileBanking has been downloaded 41 million times. In the last 30 days, the app was downloaded 820 thousand times. It is ranked in the top 100 finance apps.
User Ratings
IDFC FIRST Bank: MobileBanking is rated 4.85 out of 5 stars. The rating is based on 2.7 million ratings.
App Information
IDFC FIRST Bank: MobileBanking is FREE to download. The APK download size is 170.31 MB. The latest version available is 2.69. The last update was on June 23, 2026.
Technical Requirements
IDFC FIRST Bank: MobileBanking requires Android 9.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2020.
Description
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
Experience the joy of: * One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc * Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments * Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals * Tracking Expenses: Monitor cash flow with over 20 automatically categorized transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment. * Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates * Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile
* Personalized Offers: Get exciting offers across dining, lifestyle, travel & more * Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures *Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns. Smart App Features and Services 1. Secure Fund Transfers & Payments ⭐ Free fund transfers to any bank account without adding beneficiary ⭐ Easy bill payment and recharge – mobile recharge, DTH & utility bills ⭐ Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts ⭐ 3-click digital bill payments ⭐ Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS ⭐Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI ⭐ Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI
2. Investment, Mutual Funds & IPOs App: Explore online investment services: ✓ Invest in Mutual Funds online with Instant SIP ✓ Invest in equity, debt, large-cap and multi-cap ✓ Save tax with ELSS mutual funds ✓ Invest in Unit Linked Insurance Plans (ULIP) and Online Sovereign Gold Bonds 3. Insurance App: Buy health, bike & car insurance through our app
4. Tripstacc Benefits ☛ Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc ☛ ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings
5. Other Banking Services: ⭐ Apply for debit card & cheque book via app with nil charges. ⭐ View filtered transactions & download Smart Statement + Digest ⭐ Manage credit card payments, download statements, & redeem credit card (क्रेडिट कार्ड) rewards ⭐ Quick purchase & recharge of FASTag ⭐ Zero fee on DD & Pay order issuance & 3rd party withdrawals ⭐ No ECS return fee & decline fee at ATMs for low funds ⭐ Get personalised offers across loans ⭐ One app login for retail, MSME, Customer Service, & Relationship Management
Steps to Download App & Open a Digital Banking Account (बैंक खाता): ☛ Download the banking app & click on open savings account (सेविंग्स अकाउंट) ☛ Register your details & get user ID & password ☛ Log in via user ID & password or mobile number & MPIN ☛ Set up Face ID or finger scanner (biometric) for easy log-in ☛ SIM Binding feature for secure banking (बैंकिंग)
Personal Loan Features: Loan amount: ₹20,000 to ₹40 lakhs Personal Loan Tenure: 6 to 60 months Annual Percentage Rate: 11% to 28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667
Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
Recent changes: Your Net Worth just got smarter 💡 * Auto-fetch and track external Fixed Deposits (FDs) in your Net Worth * Add your gold & silver holdings for better accuracy * View IDFC Credit Card outstanding under liabilities for a more complete Net Worth Because your Net Worth should reflect everything—what you own and what you owe.
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Comments on IDFC FIRST Bank: MobileBanking for Android
★★★★★Tarun Lohar· Jun 18, 2026
IDFC FIRST Bank Mobile App is one of the best banking apps in India. The user interface is clean, fast, and easy to navigate. UPI payments, fund transfers, FD creation, credit card management, and account services are available in one place. The app is smooth, secure, and regularly updated with new features. Banking has become hassle-free and convenient with this app. Highly recommended for anyone looking for a modern digital banking experience.
★★★★★Akash Nishad· Jun 18, 2026
Analyzed my portfolio with the app's Account Aggregator feature and was amazed by how smoothly it presented everything, making me feel like a tech wizard!
★☆☆☆☆Hamida Shaikh· Jun 15, 2026
IDFC first bank aapko loan ke naam per aapka civil check kar us civil ko down kar deti hai no check loan
★☆☆☆☆Rudra Rohit· Jun 11, 2026
Worst experience. I applied for credit card 2 weeks before, and it's still in review. This is such the worst company to apply a credit card. Don't take anything from this bank. Don't even open a bank account. Their services are worst I have ever seen
★☆☆☆☆reeta kumari· Jun 8, 2026
Ghatia app and ghatia bank hai ye log Janus kr try krte hai koi emi miss ho or ye log fine lg aye itna fraud bada froud bank hai sari emis clear hone pa bhi bank me chq lga date hai
Google Play Rankings for IDFC FIRST Bank: MobileBanking
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Technologies used by IDFC FIRST Bank: MobileBanking
32 permissions
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Trust & Safety: The app requires a broad set of permissions (location, SMS, contacts, storage, etc.) to deliver its services, which warrants careful review of privacy settings and terms. It combines standard security practices with biometric login options and secure fund transfers, but users should assess data-sharing practices per IDFC FIRST Bank’s policy.
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