Instant Financial is a finance app developed by Instant Financial USA.
How many times has Instant Financial been downloaded?
Instant Financial has been downloaded 760 thousand times. In the last 30 days, the app was downloaded 5.8 thousand times.
What is the rating of Instant Financial?
Instant Financial is rated 3.22 out of 5 stars, based on 15 thousand ratings.
Is Instant Financial free?
Instant Financial is free to download. The APK download size is 111.18 MB. The latest version available is 2.1.0. The last update was on July 2, 2025.
What are the requirements for Instant Financial?
Instant Financial requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play January 2016.
Description
Only available at employers offering Instant.
For verified employees who are paid by Instant, the Instant Financial app gives you daily access to your earned wages and/or tips for free. Your employer must offer Instant as a pay disbursement option in order to receive your pay on Instant.
Connect your Instant card with your Instant account to receive your wages and/or tips, make in-store and online purchases, and withdraw cash from ATMs. Use the Instant app to receive important notifications, claim Instant Pay offers, check your real-time balance and view your recent activity, find the nearest ATM for free cash withdrawals, and transfer your money to another bank account.
Instant puts you in control over how you get paid.
GETTING STARTED 1. Create an Instant account with your email address and password 2. Enter your personal information for verification purposes 3. Connect the Instant card you received from your manager by scanning the barcode to the right of your Instant card on your welcome letter (the paper your card was glued on) 4. Find your employer and add a job 5. Once you’re verified, you’ll receive your earned wages and/or tips right to your Instant card after your shift
FEATURES & BENEFITS • Pair a new or replacement Instant card to your Instant account • Get notified when Instant Pay offers are available • Get notified when you’ve been paid your Instant Pay, the balance of your Net Pay, or Instant Tips • Receive your daily wages and/or tips directly to your Instant card and have immediate access to your money • Check your account balance and review your latest account activity • Find the nearest ATM for free cash withdrawal across the MoneyPass ATM Network (US) or the Exchange ATM Network (Canada) • Freeze and unfreeze your card so your money cannot be spent or withdrawn in case your card is lost or stolen • Transfer money to another bank account - one-time transfers and scheduled recurring transfers • Receive support via email, chat, or phone call • Update your personal information in the app • Pay your bills (in Canada only, US coming soon)
NO USAGE FEES At Instant, we don’t believe in charging you fees to receive, spend, or access your own hard earned money. We only charge avoidable fees, such as a 90-day account inactivity fee or an off-network ATM withdrawal fee.
For a comprehensive list of fees, please refer to our US Cardholder Agreement (https://www.instant.co/us-cha/) or our Canadian Cardholder Agreement (https://www.instant.co/ca-cardholder-agreement/)
PRE-AUTHORIZATIONS Please be aware that some merchants, such as gas stations, restaurants, hotels, and car rental agencies, may place a temporary pre-authorization hold to ensure your card is valid and that there are sufficient funds on the card to cover the final amount. Holds are usually removed and released back to your card when the transaction is completed within 5 days or sooner. Some merchants, such as hotels and car rental agencies, have pre-authorization holds that can last up to 45 days.
BANK TRANSFERS Please be aware that bank transfers made before 1PM ET can take an estimated 1 business day to process and appear in the destination bank account.
Bank transfers made after 1PM ET will take an estimated 2 business days to process and appear in your destination bank account.
Need your money sooner? Visit an ATM to withdraw your cash and deposit it into your bank account the same day.
RESTRICTIONS Please note, you can only load your Instant card through wages, tips, or reimbursements received from your employer.
SUPPORT • FAQ: https://instant.zendesk.com/hc/en-us • Chat Support: Tap on the menu icon, tap on “Help”, and tap on “Chat With Support” • Phone Support: Call the number on the back of your card
Recent changes: This version improves internal performance and targets a new version of geolocation tools.
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Hi there is a glitch or a bug when you go into transfers and select standard transfer (1-2 business days) if there isn't already a bank account setup this way it brings you to account nickname routing# 2x and account# and if you click on any of the fields to enter information the screen blinks and the field turns red and says action required, and basically it won't allow you to input information into the fields on the app.
★☆☆☆☆Kevin L· Apr 23, 2026
If your company offers instant as a daily pay option, your company hates you. The functionality of the app is terrible but what's even worse is that they hold your money hostage behind fees. Regardless of if you take any daily withdrawals or not your paycheck goes to their account so on payday you can wait up to 5 days for a no fee transfer to your bank or for $3.50 get your money "instant"ly transferred to your bank. Your other option is to pay them $10 to get a physical debit card. Predators
★☆☆☆☆A Google user· Apr 27, 2026
We just switched from DailyPay, and I wish we didn't. The customer service is trash, and you basically get access to your money at their convenience
Google Play Rankings for Instant Financial
This app is not ranked
Technologies used by Instant Financial
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