Instant Mulla is a Zambia-focused, safe, fast online loan app that offers a simple, cookie-cutter borrowing flow with funds delivered directly to your mobile wallet upon approval. It boasts a sizable user base with 100,000+ total downloads and 53K in the last 30 days, signaling ongoing market engagement. Although rated 0.0 from 0 ratings and not listed in any top lists, the app emphasizes transparent terms and a straightforward application process.
Pros & Cons
Free to download app.
Simple, quick loan application flow.
No transaction fees for loan processing.
Direct cash to mobile wallet on approval.
Locally focused on Zambia with clear terms.
Rating is 0.0 from 0 ratings, which may affect trust signals.
Not listed in any top app rankings, potentially limiting visibility.
Some permissions include SMS access and ad/tracking identifiers, warranting privacy policy review.
About Instant Mulla
Instant Mulla was a finance app developed by CITROLUX ENTERPRISES LIMITED. It was removed from Google Play Jul 9, 2025 and is no longer available for download.
Download Statistics
Instant Mulla had been downloaded 350 thousand times before it became unavailable.
User Ratings
The app had no ratings.
App Information
Instant Mulla was free to download. The APK download size was 7.89 MB. The last available version was 1.1.8. The last update was on June 18, 2025.
Technical Requirements
The app had a content rating of Everyone. The app had been available on Google Play December 2024.
Description
🏷️ Instant Mulla Product Introduction: Loan Amount: K 300 - K 12,000 Loan Term: 61 - 360 days Minimum APR – Maximum APR: 9.5% – 68.9% Transaction Fee: 0 (No transaction fee for loan processing)
For Example: 360-day loan with an interest rate of 44.06% and a principal amount of K 12,000 Total Interest Fee: K 12,000 * 44.06% = K 5288 Transaction Fee 0%: K 0 Total Repayment: K 12,000 + K 5288 = K 17,288
❓️ Why Use Instant Mulla Loan App? Instant Mulla is your trusted direct cash loan provider, offering safe, fast, and convenient loan services in Zambia. Get secure online cash loans anytime, anywhere with a simple application process.
👨👩 Loan Application Requirements: ✅ Zambian citizens aged 20-60 ✅ Valid national identification ✅ Stable source of income
➡️ How Simple Is the Loan Process? • Download the Instant Mulla app • Complete the quick loan application • Wait for result • Receive instant cash directly to your mobile wallet if you get approved
✔ Instant Mulla Advantage: 🇿🇲 Convenient online app 🚀 Instant cash loans 👍 Simple loan process 😋 Easy approval with good credit
Important: The loan amount and repayment period offered to you are automatically determined by our system based on your creditworthiness. Approval for the highest loan amount or longest term is not guaranteed.
❤️ Contact Us: For inquiries or support, please reach out to us through: 💻 Website: https://zm.instant-mulla.com/privacy 📧 Email: assistance@instant-mulla.com Address: Off Great East Road, Lusaka, Zambia
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Developer information for CITROLUX ENTERPRISES LIMITED
CITROLUX ENTERPRISES LIMITED
Legal name:
Address:
Phone number:
Share Instant Mulla
Comments on Instant Mulla for Android
★★★★★
Requested for a loan and less than minute money was sent to. Thank you Instantmulla, you are the best.
★★★★★
Aww🤗 you guys are the best within 2 seconds have received my loan. Only problem is the interest mm is too many guys
★★★★★
The interest is high but it helped me. It was instant. Thank you very much
★★☆☆☆
Since last month, they have be postponing dates, they're useless
★★☆☆☆
Challenging when getting the next loan after early repayment. It shows NETWORK ERROR when you want to get a new loan.it's not working for me.
★★☆☆☆
It seems these that are appreciating the app, they work for the same institution
★★☆☆☆
How do u offer credit at 200 then send a k130 without indicating how much will pay back? Very useless this is theft
★★☆☆☆
Why you just collect my information and reject me every time and busy advertising your app as if it's fair app
★★☆☆☆
I have just wasted my time and data when installing the app because it's useless
Technologies used by Instant Mulla
Instant Mulla is requesting 12 permissions and we don't have library information (yet).
Show details
Trust & Safety: Permissions include advertising IDs, network and internet access, push notifications, READ_SMS, WAKE_LOCK, and a dynamic broadcast receiver not exported. This indicates ad-based monetization and messaging capabilities; users should review the app's privacy policy and permission scope for safety and data handling.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
