Kala

In Switzerland, over 55 billion francs lie dormant in vested benefits accounts. Several citizens do not even know of their existence although one out of five citizens are concerned!

In Switzerland, we pay contributions to the 2nd pillar throughout our working life. Should we change our employer, lose our job, take sabbatical leave, or leave Switzerland permanently, we are often obliged to leave our pension fund, which is when a benefits amount is created.

These amounts that are termed "vested benefits" or "termination benefits" are generally spread across several institutions. As there are more than 1,500 pension funds in Switzerland, the search procedures are long-drawn out.

With the Kala application, you can search the 1,500 pension funds with the help of the 2nd Pillar Central Office, totally free of charge. When your accrued funds are found, you can repatriate your money. You can do all these steps without having to leave your couch or pay a single cent.

You are looking for equity for your house? You want to plan your retirement? You want to start your own business? You are merely curious? This application is exactly what you need. Take three minutes to scan 1,500 pension funds.

It is worth your while to search as, on an average, each citizen has CHF 10,587 in mislaid funds!

Recent changes:
Here are some of the changes made with the latest update:

- Bug fixes
- Application update
- Optimization of repatriation with banking partners
- Various improvements

Love the app? Rate us! Thanks to your feedback, the Kala application is constantly evolving.