Kharchify: Expense Tracker

Kharchify is the simple expense tracker, money manager and budget planner that shows exactly where your money goes. Add a daily expense in seconds, plan a monthly budget and track spending across cash, bank accounts and cards. No ads, no sign-up, no bank login. Your data stays on your phone. 💜

✨ Why people switch to Kharchify
✅ No subscription. Pro is a one-time purchase, yours forever
✅ No ads, not even in the free version
✅ No account or bank login. Open the app and start tracking
✅ Private by design. Records stay on your device, we never read your SMS
✅ Never lose your data. Back up to a file or Google Drive and restore on a new phone

⚡ How it works
1️⃣ Tap + and enter the amount
2️⃣ Pick a category and account
3️⃣ Watch your spending, balance and budget update instantly

💸 Track expenses and income in seconds
• Record an expense, income or transfer with a few taps
• Built-in calculator keypad: type 120+45 and save
• 23 colorful categories: food, shopping, bills, transport, salary and more
• Add a note, pick any date and attach up to 5 receipt photos
• Swipe to delete, with undo

🏦 All your accounts in one place
• Manage cash, bank accounts, credit cards and debit cards
• Live balance for every account, plus total assets and liabilities
• Transfer money between accounts without counting it as spending
• Full history of every account and card

📅 Daily, weekly, monthly and total views
• See your daily expenses grouped by day
• Compare weeks and months at a glance
• All-time totals and your average monthly spending

📊 Clear charts and reports
• Spending by category in a beautiful donut chart
• Top categories with percentages
• Month-by-month income and expense report
• Calendar view of what you spent each day (Pro)
• Yearly charts (Pro)

🎯 Budget planner that keeps you on track
• Set a monthly budget and see how much is left
• See instantly when you go over budget
• Build better money habits and save money every month

💎 Kharchify Pro: one-time purchase, not a subscription
• ☁️ Backup & restore: move your records to a new phone
• 📅 Calendar view of your daily spending
• 📈 Export to CSV for Excel and Google Sheets
• 🎨 5 premium color themes plus AMOLED black
• 📊 Yearly charts
Pay once and keep Pro on every phone with the same Google account.

🌍 Made for everyone, everywhere
• 13 languages: English, हिन्दी, ગુજરાતી, Español, Deutsch, Português, Français, Italiano, Русский, 中文, 日本語, 한국어, Türkçe
• 12 currencies including ₹, $, €, £ and ¥
• Light and dark mode

👨‍👩‍👧 Perfect for
• Students tracking pocket money and daily expenses
• Families planning the household budget
• Freelancers and small shops keeping a simple hisab kitab
• Anyone who wants a personal finance app without the clutter

🧾 One app, many uses
Use Kharchify as a daily expense tracker, spending tracker, expense manager, budget app, cash book or expense diary. Whatever you call it, it helps you manage money and save more.

🔒 Your money, your data
Kharchify never asks for bank details and never uploads your records. Everything is saved on your device, and you decide when to make a backup.

Start tracking your expenses today and take control of your money with Kharchify, the easy expense tracker and money manager. 🚀

Questions or ideas? Write to us at ai.mdonda93@gmail.com. We read every message.

Recent changes:
Welcome to Kharchify: Expense Tracker!
• Add expenses and income in seconds
• Track cash, bank accounts and cards
• Monthly budget with clear charts
• Pro: backup and restore, CSV export, calendar view and premium themes
• 13 languages, light and dark mode
No ads. No sign-up. Your data stays on your phone.