Khata Wahi: Credit Ledger Book

Khata Wahi is a digital ledger book and customer credit tracker for shop owners, small businesses and freelancers. Track customer credit, payments and outstanding balances in one simple app and replace your paper register.

Record every credit and payment in seconds, see who owes you at a glance, and send payment reminders on WhatsApp. Everything works offline and your data stays on your phone.

Key Features

Credit and Payment Tracking
Log credit given and payments received with amount, date and notes. Keep a clear record of every sale on credit, every payment and every due.

Customer Ledger
A separate account for every customer with full transaction history and total balance due. Open any customer and see the complete statement in one place.

Outstanding Balance Dashboard
See total receivable, total payable and net balance on one clean screen. Know who owes you money and how much.

PDF Statements and WhatsApp Reminders
Create a PDF statement for any customer and share a payment reminder on WhatsApp in one tap, without typing messages manually.

Excel Import
Moving from spreadsheets? Import your existing customer and ledger data from Excel and continue where you left off.

Offline First
No internet needed. Works in shops, markets and low-network areas. Your data is stored on your device, so your records are always available.

Daily, Weekly and Monthly Summary
Understand your cash flow and business position at any time with simple summaries.

Who Can Use Khata Wahi

- Grocery, kirana and retail shops
- Fuel stations and hardware stores
- Textile and cloth merchants
- Dairy and milk delivery businesses
- Salons, parlours and service shops
- Wholesale and distribution businesses
- Freelancers and consultants
- Contractors and market vendors
- Any small business that sells on credit

Everyday Use Cases

A kirana owner can note what each regular customer has taken on credit and check the balance when they return. A dairy can keep a daily record of milk delivered and payments received. A contractor can track client dues for each project. A freelancer can see which clients still owe payment and share a statement with them.

How It Works

1. Add your customer
2. Record credit given or payment received
3. Check the live balance and share a PDF statement or WhatsApp reminder

No training or setup needed. Open the app and start.

Why Khata Wahi

- Works offline, no internet required
- WhatsApp sharing built in
- Replaces your paper register and notebook
- Lightweight, runs on Android phones
- Simple and clean interface
- No data collected, no data shared

Common Questions

Does it work without internet?
Yes. Khata Wahi is an offline ledger app. You can add entries anytime, anywhere.

Can I send payment reminders to customers?
Yes. Share a reminder or a PDF statement on WhatsApp in one tap.

Can I move my old data from Excel?
Yes. Import your existing spreadsheet and continue.

Can I track money I owe as well?
Yes. The dashboard shows total receivable, total payable and net balance.

Is my data private?
Yes. Your data is stored on your device. Khata Wahi does not collect or share it.

Who is it for?
Anyone who gives credit to customers: shopkeepers, traders, vendors, contractors and freelancers.

Khata Wahi is a customer ledger and bookkeeping tool for daily business transactions, similar to a traditional khata book or udhar khata register. Whether you run a small shop, a service business or work independently, it helps you keep customer accounts clear, organized and easy to review.

Note: Khata Wahi is a record-keeping tool. It does not provide financial, legal or tax advice.

Recent changes:
What's New in Version
• AI Assistant: Offline option-based chatbot to manage entries, customers, leads & tasks with ease.
• Voice Notes: Record and attach audio notes directly to your tasks.
• Smart Task Scheduler: Sync task deadlines directly to your device calendar with push reminders.
• Offline Lead Insights: Instant rule-based industry and company-size classification.