Payday cash advance & Instant cash advance: Borrow money instantly, Get cash now
4.60·157,537 reviews·5,000,000+ downloads·#32 in Finance
Pros & Cons
No credit checks to access cash
0% APR with no interest charges
Integrated budgeting tools via Klover+
Rewards through points and sweepstakes
Not a traditional loan app; no conventional loans or APR-based products are offered
About Klover - Instant Cash Advance
Klover - Instant Cash Advance is a finance app developed by Klover Holdings.
Download Statistics
Klover - Instant Cash Advance has been downloaded 5.2 million times. In the last 30 days, the app was downloaded 97 thousand times. It is ranked in the top 100 finance apps.
User Ratings
Klover - Instant Cash Advance is rated 4.60 out of 5 stars. The rating is based on 160 thousand ratings.
App Information
Klover - Instant Cash Advance is FREE to download. The APK download size is 65.72 MB. The latest version available is 2026.8.1. The last update was on July 15, 2026.
Technical Requirements
Klover - Instant Cash Advance requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2020.
Description
Your payday can’t come soon enough! That’s where we come in.
You can get a Klover cash advance up to $750* cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.*
HOW TO GET YOUR FIRST ADVANCE: Enter your name, email and phone to sign up in seconds Connect your bank so we know where to send your money Pocket your cash in minutes –– get up to $750
But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:
SCORE EASY POINTS** Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.
BUDGET LIKE A BOSS Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.
MONEY FROM THE FUTURE It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.
_________________________________________________ WHY WE’RE HERE We’re not your typical financial Institution. Our biggest goal is to see you financially free.
So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.
By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money.
YOUR DATA IS SAFE WITH US Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.
STAY IN TOUCH Got a question? Reach out to us at info@joinklover.com
*Not all users will qualify. Advances range from $25 - $750, avg advances $170. Express transfer fees may apply.
**LEGAL DISCLOSURE: Klover does not offer loans. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. By validating your employment you can access money you’ve already earned whenever you want to. Klover’s advance service is free and doesn’t have interest. Our APR is 0%. Klover’s advance service does not require a minimum repayment time frame. Klover’s advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Example 2: If you select a completely optional immediate delivery fee of $8.49 your future repayment would be $108.49. Klover’s advance service is not a contracted obligation to repay a loan. For more information please see Klover’s terms and conditions: https://www.klover.app/terms-and-conditions.
***Points cannot be redeemed for cash, only in-app features Klover’s Privacy Policy: https://www.klover.app/privacy-policy
Klover Holdings, Inc. 57 W Grand Ave Chicago, IL 60035
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Comments on Klover - Instant Cash Advance for Android
★★★★★Purple Passion Renee Glenn· Jul 8, 2026
Klover cash advance helped me when I needed it the most. Plus it was easy steps to follow.
★★★★★Marilyn Hall· Jul 4, 2026
Klover is a good app to help you when you need extra cash or in need of cash to catch up on bills or just need to take care of any business you got going on this app always comes through to help me out
★★★★☆Shaquitta M· Jun 25, 2026
The Advances are perfectly fine. The first time you receive $5 as long as you pay it back on time the next time you receive $50. My issue is, When you play the games and get the points Somehow all of my points disappeared. I redownloaded the app because I thought that was the problem, it's started me completely over on the level of the game. The games are pretty fun though.
★☆☆☆☆samuel spears jr· Jul 14, 2026
This cash advance app is double-dipping. They want labor and fees for a cash advance. Their system for cash advances you earn points by taking surveys or playing games. Then you cash in points to qualify for cash advances that you pay fees also. I think there is even a subscription fee for klover plus
★☆☆☆☆Stacy Rymer· Jul 8, 2026
Well, this It's not a very good They don't have a live representative. You can't get ahold of them and take them 2 days to get back to you. I did this, and I was approved for an advance. I played a game all weekend long I got thirty thousand Points to turn into money. I Link to my bank account link to my card. It said it was supposed to be in there on the 2nd of July in my account. Not.\nIn there and I have not received it yet. The robot doesn't help you, I have several tickets open won't release$
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