Know Your Limit

A low-maintenance way to stay money conscious.

Know Your Limit helps you live by one clear number: what you can safely spend today.

If you are tired of budgeting apps full of graphs, categories, charts, spreadsheets and complicated setup, KYL gives you a simpler way to manage day-to-day spending between paychecks.

Add your income, regular bills and spending, then KYL works out a daily spending amount so you do not have to guess from your checking account balance.

Prefer not to track every purchase? Use Fix My Balance to update KYL from your current bank balance and keep your daily number useful.

Know Your Limit is a private daily spending decision tool that helps you answer one simple question:

What can I safely spend today?

Instead of bank connections, guilt, confusing reports or endless categories, KYL gives you a clear daily amount based on your payday, income, bills and spending.

Try KYL free for 30 days. If it helps, unlock it for life with a low one-time purchase. No subscription.

How KYL helps:

• Can I afford this today?
Use Left Today to see what you can still safely spend.

• What happens if I buy this?
Use What if I buy this? to check the impact before you spend.

• Forgot to log spending?
Use Fix My Balance to update KYL from your current bank balance. This keeps KYL useful even if you do not log every purchase.

• Shopping in real life?
Use Shopping Basket to build a total before you commit.

• Want a quick glance?
Use the home screen widget to see Left Today and your amount from tomorrow without opening the app.

Main features:

• Daily spending amount based on your payday, income, bills and spending
• Fix My Balance - update KYL from your current bank balance in seconds
• What if I buy this? - see the impact before you spend
• Shopping Basket - build a total before logging spending
• Home screen widget - see Left Today and From Tomorrow at a glance
• Money calendar - see income, bills and spending across the month
• Payday cycle support - KYL adapts automatically each payday
• Manual backup and restore - your data stays under your control
• Optional light mode

Private by design:

• No bank connection
• No account
• No online data storage
• Your data is stored only on your device
• No ads
• No subscription

KYL is not financial advice. It is a simple tool to help you see what is left to spend and make clearer spending decisions until your next paycheck.

Recent changes:
What’s new in v1.3.14
Added support for Monzo purchase notifications
Added safer review-only support for Halifax and Bank of Scotland notifications
Improved automatic transaction detection while keeping unknown bank notifications under your control
Improved duplicate handling when the same purchase is reported by both your bank and Google Wallet
General reliability and stability improvements