KopaFlex: Tanzania Loans

💡 Need funds for business, an emergency or an important expense?

KopaFlex lets eligible adults in Tanzania apply from their phone, review their available loan offer and understand the full repayment cost before deciding.

Kopa with clarity. Repay with a plan.

✨ WHY KOPAFLEX?

• Apply from your phone
• See the loan amount, APR, fees and repayment date before accepting
• Know the total amount repayable upfront
• Receive funds through a supported mobile wallet if approved
• Get clear information about repayment and customer support

💰 LOAN DETAILS

• Loan amount: TZS 15,000–450,000
• Repayment period: 91–365 days
• APR: 10%–36%
• Maximum APR: 36%

The final offer will show any applicable interest, fees, repayment dates and total amount repayable before you accept.

🧮 ILLUSTRATIVE EXAMPLE

Borrow TZS 50,000 for 180 days at an APR of 20%, using simple daily interest:

• Principal: TZS 50,000
• Estimated interest:
TZS 50,000 × 20% × 180 ÷ 365 = TZS 4,932
• Estimated total repayment: TZS 54,932

This is an illustration only. Your actual offer and repayment schedule may be different. The final terms shown in KopaFlex will apply.

📱 HOW IT WORKS

1. Download KopaFlex and register with your Tanzanian mobile number.
2. Provide the required personal, identification and mobile wallet details.
3. Complete the eligibility assessment.
4. Review your available loan offer and repayment details.
5. Accept the offer only if the terms work for you.
6. If approved and accepted, funds are sent to your supported mobile wallet.

✅ ELIGIBILITY

You must:

• Be at least 18 years old
• Be a Tanzanian citizen or legal resident, subject to applicable requirements
• Have a valid Tanzanian mobile number
• Have a valid government-issued identification document
• Have a supported mobile wallet
• Meet KopaFlex eligibility and assessment requirements

Eligible loan purposes may include business needs, emergencies, household expenses, education, medical costs or debt repayment, subject to assessment.

Loan availability and approval are not guaranteed.

🔎 BEFORE YOU ACCEPT

Review the following information carefully:

• Loan amount
• APR
• Applicable fees
• Repayment date or schedule
• Total amount repayable
• Important conditions and obligations

Borrow only an amount you can repay on time.

🔒 PRIVACY AND SUPPORT

KopaFlex handles personal information as described in its Privacy Policy. Information may be used for eligibility assessment, loan servicing, fraud prevention and customer support.

Privacy Policy: https://www.kopaflex.com/privacy-policy.html
Customer support: ixwcerne@gmail.com
Website: https://www.kopaflex.com/
Address: ZO Spaces Makumbusho Plot No. 4, New Bagamoyo Road, Dar es Salaam, Tanzania

⚠️ BORROW RESPONSIBLY

KopaFlex does not guarantee approval. Do not pay anyone who promises to approve your loan.

Review the full cost and repayment date before accepting an offer. Borrow only what you can repay on time.

Recent changes:
Toleo la 1.0 limetolewa