Download Android Apps and Games
AppBrain
  • Apps
  • Apps being viewed right now Trending apps today Most popular apps All-time most downloaded apps Top rated apps
  • Intelligence ▾
    Intelligence overview → Track any Android app or your whole market
    Track & analyze
    Keyword Tracker & OptimizerTrack & improve Play rankings App Performance ReportOne-off PDF for any app StatisticsFree Android & Play market stats
    Promote your app
    Featured Apps App Links
  • Intelligence
  • Pricing
  • Dashboard
  • Sign up
  • Log in
Last updated on: 2026-07-13
Android Apps > Finance > Kreditzy Personal Loan App
Kreditzy Personal Loan App icon

Kreditzy Personal Loan App

1.2.9
Finnovation Tech Solutions Pvt Ltd
3.91
77,906 reviews
5,000,000+
Downloads
Free

Personal Loan from ₹ 1000 to ₹ 2 Lakh for 62 days to 12 months at 0 - 2.49% p.m.

Kreditzy Personal Loan App Screenshot 1 of 7
Kreditzy Personal Loan App Screenshot 2 of 7
Kreditzy Personal Loan App Screenshot 3 of 7
Kreditzy Personal Loan App Screenshot 4 of 7
Kreditzy Personal Loan App Screenshot 5 of 7
Kreditzy Personal Loan App Screenshot 6 of 7
Kreditzy Personal Loan App Screenshot 7 of 7

About Kreditzy Personal Loan App

Kreditzy Personal Loan App is a finance app developed by Finnovation Tech Solutions Pvt Ltd.

Download Statistics

Kreditzy Personal Loan App has been downloaded 8.1 million times. In the last 30 days, the app was downloaded 19 thousand times.

User Ratings

Kreditzy Personal Loan App is rated 3.91 out of 5 stars. The rating is based on 78 thousand ratings.

App Information

Kreditzy Personal Loan App is FREE to download. The APK download size is 9.63 MB. The latest version available is 1.2.9. The last update was on December 16, 2024.

Technical Requirements

Kreditzy Personal Loan App requires Android 4.4+ or higher. The app has a content rating of Everyone. The app has been available on Google Play October 2019.

Description
Loan amount: From ₹1,000 to ₹200,000
Interest rates: From 0% to 29.95% per annum
Tenure: 62 days to 15 months

Kreditzy is a Personal Loan Platform for Indian mobile users. Kreditzy fulfills customers’ financial needs 24x7 completely online. The application process can be completed in approximately 10 minutes. The approved loan amount is immediately transferred to the applicant’s bank account.
Get fair and affordable online loans in a fast and convenient way on Kreditzy - Personal Loan App.

Kreditzy is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

Personal Loan example:
Loan amount: Rs. 50,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing Fee: Rs. 1,250 (2.5%)
New customer onboarding Fee: Rs. 200
GST on Processing and Onboarding Fees: Rs. 261
Total Interest: Rs. 5,581
EMI: Rs. 4,632
APR: 23.2%
Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581

Features

1. 100% Online process
2. Fast approval
3. Immediate bank transfer

Eligibility

1. Indian resident
2. Above the age of 21 years
3. Should have monthly source of income

How to get started:
1. Install the Kreditzy app from the Playstore.
2. Register and create a new account.
3. Fill out your basic information, then submit the application.
4. The final eligibility will be shown in the app and SMS will be sent post approval.
5. Select the loan product you find suitable.
6. E-sign the loan agreement.
7. After the E-sign, the approved loan amount will be disbursed into your account within 5 minutes and a SMS notification will be sent.

Our Lending Partners
Krazybee Services Pvt. Ltd.

Amount, Tenure, Fees & Charges

Loan amount: ₹1,000 to ₹200,000, Tenure: 62 days-15 months. Kreditzy charges one-time service fee while onboarding or during upgrade which is ₹20-₹350 depending on the risk profile and membership band availed by customer. Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only. A small processing fee is charged for loans e.g. for low risk customers 0%-3% of the principal, for very high-risk customers 2.5%-6.5%*. The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers.

Penalty is charged only when someone delays their scheduled payment.

The APR for different products is separate as per the risk profile of the customers. The APR for different personal loan products: low risk customers is 0%-36%, medium risk customers is 18%-39%, high risk customers is 24%-42% and very high-risk customers is 24%-70%.

In addition, GST will be applicable only on the fee components as per Indian laws.

Contact Us:
Customer Service Email: help@kreditzy.com
Customer Service No: 8044292500

Address:
No.LVL 5, 5th Floor, Survana Place on Earth-Tech Park, Bearing No.143/A at Benniganahalli, KR Puram Bangalore Karnataka 560016 India

Recent changes:
Bug Fixes
Show more Show less

More data about Kreditzy Personal Loan App

Price Free to download
Total downloads 8.1 million
Recent downloads 19 thousand
Rating 3.91 based on 78 thousand ratings
Ranking Not ranked
Version 1.2.9
APK size 9.63 MB
Number of libraries 50
Designed for Android 4.4+
Suitable for Everyone
Ads NO ads

App Performance Report

Get a detailed PDF report for Kreditzy Personal Loan App with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more

Get PDF Report — $29

Alternative downloads for the Kreditzy Personal Loan App app

Fair Loans icon Fair Loans
Cemes Ltd
4.5
Free
500,000+
CashRun - Safe & Fast Loan icon CashRun - Safe & Fast Loan
Flowood Lending Limited
4.6
Free
1,000,000+
Ready Loans - Fast Mobile Loan icon Ready Loans - Fast Mobile Loan
LendC
4.0
Free
100,000+
Taploan Up - Online Lending icon Taploan Up - Online Lending
Supporthub Global Limited
4.0
Free
500,000+
AidaCredit: Safe Online Loan icon AidaCredit: Safe Online Loan
Ishiagu Microfinance Bank Limited
4.6
Free
1,000,000+
Quickash icon Quickash
BRIDGENEXT INNOVATIONS LIMITED
3.8
Free
1,000,000+
True Loan:Reliable Online Loan icon True Loan:Reliable Online Loan
KUDI PALLY TECH LIMITED
4.2
Free
1,000,000+
PayRupik Instant Personal Loan icon PayRupik Instant Personal Loan
Sayyam Investments Pvt Ltd
4.1
Free
10,000,000+

Kreditzy Personal Loan App compared with similar apps

Common keywords of similar apps

Customers Rs Risk Kreditzy Indian Approved Onboarding High Annum Platform Minutes Fast Nbfcs Banks Gst Disbursed Eligibility Monthly Sms Sign Profile Charged Low Products Loan Amount Personal Interest Fee App Months Tenure Customer Days Online Application Account Processing Apr Repayment Charges Service Rates Process Bank Loans Rate Fees Total Approval

Keywords missing from this app

Instant Credit Business Apply Digital Quick Information Emi Cash Data Easy Mobile Financial Contact Capital Small Privacy Flexible Maximum Tradofina Secure Email Money Aidacredit

Google Play Rating history and histogram

Downloads over time

Kreditzy Personal Loan App has been downloaded 8.1 million times. Over the past 30 days, it averaged 620 downloads per day.

Changelog of Kreditzy Personal Loan App

Show changelog

Developer information for Finnovation Tech Solutions Pvt Ltd

Finnovation Tech Solutions Pvt Ltd

playstore@kartbee.in

Website

Legal name:

Address:

Phone number:

Are you the developer of this app? Join us for free to see more information about your app and learn how we can help you promote and earn money with your app.
I'm the developer of this app

Share Kreditzy Personal Loan App

Comments on Kreditzy Personal Loan App for Android

★★★★★ MANIGANDAN VEERAVIJAYAN · Oct 2, 2025
I applying long time it's showing apply after 3 months
★★★★★ Jagdish Gour · Jan 6, 2026
My experience not Good.Anyhow Reason till time Not update show after 3 days
★★★★★ SHORT RD VLOGS · Dec 3, 2025
Your apps' company sleet issue please fix the problem
★☆☆☆☆ Aggu Gurjar · Oct 4, 2025
Very bad app don't use it It has not yet been able to verify loan eligibility after 3 days
★☆☆☆☆ Deepak Phagna · Oct 12, 2025
I am paid my loan full amount but kreditzy not report my cibil score down and showing due payment kreditzy
★★☆☆☆ Rahul Das · Mar 28, 2026
Otp not coming for registration...only in this app except this every app otp is coming
★☆☆☆☆ Sujit rathwa · Dec 25, 2025
FROUD APP HAI MUJE 6 MONTH BAAD TRY KANE KO BOLTA HAI EVERYONE NO INSTALL THIS APP TOTALLY WASTE YOUR TIME AAJ 4 SAAL BAD APPLY KIYA TO 6 marina bad bol raha hai fraud app company totally fake

Google Play Rankings for Kreditzy Personal Loan App

This app is not ranked

Technologies used by Kreditzy Personal Loan App

Kreditzy Personal Loan App is requesting 11 permissions and is using 50 libraries.
Show details
Fair Loans icon Fair Loans
CashRun - Safe & Fast Loan icon CashRun - Safe & Fast Loan
Ready Loans - Fast Mobile Loan icon Ready Loans - Fast Mobile Loan
Taploan Up - Online Lending icon Taploan Up - Online Lending
AidaCredit: Safe Online Loan icon AidaCredit: Safe Online Loan
Quickash icon Quickash
True Loan:Reliable Online Loan icon True Loan:Reliable Online Loan
PayRupik Instant Personal Loan icon PayRupik Instant Personal Loan

Back to top
AppBrain Intelligence premium content

Subscribe now to get full and unlimited access to AppBrain Intelligence. You'll have access to:

  • App Intelligence dashboard (performance timeline, competitor comparison, country rankings, insight cards)
  • Detailed ranking data per app
  • Full timeline per developer
  • Device market shares data per country
  • Unlimited keyword tracking
1 Month

$75/mo
(billed every month)

SAVE 0%
Subscribe
3 Months

$65/mo
($195 billed every 3 months)

SAVE 13%
Subscribe
1 Year

$57.50/mo
($690 billed every year)

SAVE 23%
Subscribe
Each subscription will automatically renew 3 days before the expiration date for the same time period. Subscriptions can be cancelled at any time before the renewal.

AppBrain is a directory focused on discovering great apps and games. We give statistics, rankings and search options that Google Play and the App Store don't have. All trademarks are owned by their respective owners. AppBrain doesn't offer APKs or binaries, and always lets users install the official version from Google Play or the App Store.

More apps

  • Top Android apps being viewed
  • Free TV stats
  • VidoSparx for Android
  • Split Apps - Multi Window apps - Dual Screen apps

Android Statistics

  • Android statistics
  • Google Play Developer stats
  • Trending Android Apps
  • Top popular Apps
  • Buy the best Android phone

About AppBrain

  • Contact
  • Privacy
  • Documentation
  • DMCA takedowns
  • Articles
  • Blog
  • Free webpage for your Android app
© 2010-2026 - AppBrain