Personal Loan from ₹ 1000 to ₹ 2 Lakh for 62 days to 12 months at 0 - 2.49% p.m.
About Kreditzy Personal Loan App
Kreditzy Personal Loan App is a finance app developed by Finnovation Tech Solutions Pvt Ltd.
Download Statistics
Kreditzy Personal Loan App has been downloaded 8.1 million times. In the last 30 days, the app was downloaded 19 thousand times.
User Ratings
Kreditzy Personal Loan App is rated 3.91 out of 5 stars. The rating is based on 78 thousand ratings.
App Information
Kreditzy Personal Loan App is FREE to download. The APK download size is 9.63 MB. The latest version available is 1.2.9. The last update was on December 16, 2024.
Technical Requirements
Kreditzy Personal Loan App requires Android 4.4+ or higher. The app has a content rating of Everyone. The app has been available on Google Play October 2019.
Description
Loan amount: From ₹1,000 to ₹200,000 Interest rates: From 0% to 29.95% per annum Tenure: 62 days to 15 months
Kreditzy is a Personal Loan Platform for Indian mobile users. Kreditzy fulfills customers’ financial needs 24x7 completely online. The application process can be completed in approximately 10 minutes. The approved loan amount is immediately transferred to the applicant’s bank account. Get fair and affordable online loans in a fast and convenient way on Kreditzy - Personal Loan App.
Kreditzy is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.
Personal Loan example: Loan amount: Rs. 50,000 Tenure: 12 months Interest Rate: 20% per annum Processing Fee: Rs. 1,250 (2.5%) New customer onboarding Fee: Rs. 200 GST on Processing and Onboarding Fees: Rs. 261 Total Interest: Rs. 5,581 EMI: Rs. 4,632 APR: 23.2% Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581
Features
1. 100% Online process 2. Fast approval 3. Immediate bank transfer
Eligibility
1. Indian resident 2. Above the age of 21 years 3. Should have monthly source of income
How to get started: 1. Install the Kreditzy app from the Playstore. 2. Register and create a new account. 3. Fill out your basic information, then submit the application. 4. The final eligibility will be shown in the app and SMS will be sent post approval. 5. Select the loan product you find suitable. 6. E-sign the loan agreement. 7. After the E-sign, the approved loan amount will be disbursed into your account within 5 minutes and a SMS notification will be sent.
Our Lending Partners Krazybee Services Pvt. Ltd.
Amount, Tenure, Fees & Charges
Loan amount: ₹1,000 to ₹200,000, Tenure: 62 days-15 months. Kreditzy charges one-time service fee while onboarding or during upgrade which is ₹20-₹350 depending on the risk profile and membership band availed by customer. Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only. A small processing fee is charged for loans e.g. for low risk customers 0%-3% of the principal, for very high-risk customers 2.5%-6.5%*. The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers.
Penalty is charged only when someone delays their scheduled payment.
The APR for different products is separate as per the risk profile of the customers. The APR for different personal loan products: low risk customers is 0%-36%, medium risk customers is 18%-39%, high risk customers is 24%-42% and very high-risk customers is 24%-70%.
In addition, GST will be applicable only on the fee components as per Indian laws.
Contact Us: Customer Service Email: help@kreditzy.com Customer Service No: 8044292500
Address: No.LVL 5, 5th Floor, Survana Place on Earth-Tech Park, Bearing No.143/A at Benniganahalli, KR Puram Bangalore Karnataka 560016 India
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Comments on Kreditzy Personal Loan App for Android
★★★★★MANIGANDAN VEERAVIJAYAN· Oct 2, 2025
I applying long time it's showing apply after 3 months
★★★★★Jagdish Gour· Jan 6, 2026
My experience not Good.Anyhow Reason till time Not update show after 3 days
★★★★★SHORT RD VLOGS· Dec 3, 2025
Your apps' company sleet issue please fix the problem
★☆☆☆☆Aggu Gurjar· Oct 4, 2025
Very bad app don't use it It has not yet been able to verify loan eligibility after 3 days
★☆☆☆☆Deepak Phagna· Oct 12, 2025
I am paid my loan full amount but kreditzy not report my cibil score down and showing due payment kreditzy
★★☆☆☆Rahul Das· Mar 28, 2026
Otp not coming for registration...only in this app except this every app otp is coming
★☆☆☆☆Sujit rathwa· Dec 25, 2025
FROUD APP HAI MUJE 6 MONTH BAAD TRY KANE KO BOLTA HAI EVERYONE NO INSTALL THIS APP TOTALLY WASTE YOUR TIME AAJ 4 SAAL BAD APPLY KIYA TO 6 marina bad bol raha hai fraud app company totally fake
Google Play Rankings for Kreditzy Personal Loan App
This app is not ranked
Technologies used by Kreditzy Personal Loan App
Kreditzy Personal Loan App is requesting 11 permissions and is using 50 libraries.
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