Lazy Finance Free

Take control of your finances without the complexity.

Lazy Finance is a personal finance app designed for people who want clarity
over their money — not a second job managing spreadsheets.

💰 TRACK EVERY TRANSACTION
Log income and expenses in seconds. Organized by category, grouped by date, and always easy to find.

📊 SMART REPORTS & FORECASTS
See where your money goes with beautiful charts. Monthly breakdowns, category spending, and an AI-powered forecast for next month — so you're never caught off guard.

🏦 FULL ACCOUNT MANAGEMENT
Cash, bank accounts, e-wallets, credit cards, and savings — all in one place. Track credit card debt, minimum payments, and due dates automatically.

📋 DEBT TRACKING MADE SIMPLE
Know exactly who owes who. Track loans you've given and debts you owe, with payment schedules and overdue alerts.

🎯 BUDGET & PLANNED EXPENSES
Set monthly budgets per category. Plan upcoming bills and recurring expenses
so nothing takes you by surprise.

🔒 BANK-LEVEL SECURITY
Your data stays on your device, encrypted with AES-256. Protect access
with fingerprint or face unlock.

📈 FINANCIAL HEALTH SCORE
Get a personal score based on your savings rate, debt load, and budget
discipline — with actionable insights to improve it.

── PRO VERSION ──
No ads. No subscriptions. One purchase, forever.
Full access to all features from day one.

Download free. Upgrade when you're ready.

Recent changes:
Update account-based filtering in the transaction list.
Allow deleting credit card transactions for specific months.