Ledgerin: Expense Tracker

Ledgerin is a personal finance tracker you can use the moment it installs — no sign-up, no email, no internet.

Open it, log your first transaction. That is the whole first run. Your records are encrypted on your own phone, and can be locked with your fingerprint or a PIN.

■ WHY LEDGERIN

• NO SIGN-UP. No registration form, no email verification. Install, then start logging.
• WORKS OFFLINE. Logging, budgets, reports and calculations all run without a connection. Lose signal, keep going.
• YOUR DATA IS YOURS. Your financial records are encrypted on your device. Cloud sync is optional — you turn it on, if and when you want it.
• FREE FOREVER FOR WHAT MATTERS. Unlimited transactions, accounts and budgets. Forever.

■ LOG A TRANSACTION IN SECONDS

A big number pad, automatic thousand separators, categories you shape yourself, recurring transactions for monthly bills, and a calendar view that shows which days you overspend. Scan a receipt right on your phone — it is read on your device, never sent to a server.

■ A MONTHLY BUDGET YOU ACTUALLY USE

Set a budget per category, see what is left in real time, carry last month's leftover into this one (rollover), and get a heads-up before you overspend — not after. Built for anyone who gets paid at the start of the month and wants the money to last until the end.

■ NET WORTH, DEBT & GOALS (PRO)

Bank accounts, e-wallets, cash, credit cards, time deposits, mutual funds — all in one place, with net worth calculated automatically and multi-currency balances whose exchange rates update themselves. Track what you owe and what you are owed with due dates, instalments such as a mortgage with their schedule, and savings goals whose progress moves every time you save.

■ GOLD & ZAKAT (PRO)

Record digital and physical gold (karat and grams), buy or sell at your average cost, and see the current gold price. Includes nisab and haul reminders, a Sharia mode, and a Zakat calculator.

■ REPORTS YOU CAN READ AND SEND

Monthly summaries, income vs spending trends, category breakdowns, and PDF reports you can send straight to WhatsApp. With Pro: a financial health score, a 30-day cash-flow forecast, multi-period analytics, and export to Google Sheets.

■ BACKUP

Back up to Google Drive whenever you like, and restore onto a new phone. Changing phones does not mean losing your financial history.

■ FREE, PRO, PREMIUM

FREE — the complete daily tracker: unlimited transactions, accounts and budgets, calendar, recurring transactions, 10 receipt scans a month, manual Drive backup. Forever, no sign-up.

PRO — depth: net worth, debt and goals, multi-currency, gold, financial health score, cash-flow forecast, multi-period analytics, unlimited receipt scans, the home-screen widget, and Google Sheets export. One-time or monthly.

PREMIUM — reach: everything in Pro, plus cloud sync across devices and the web app at web.ledgerin.app.

What is free will never be locked. Pro and Premium add depth and reach — they never take back something you could already use.

■ WHAT WE DO NOT DO

• We do not sell or share your financial data.
• No ads.
• No AI reading your finances.
• No automatic connection to your bank — you log entries yourself, or import through our own template.
• You can delete your account yourself, at any time, and the deletion is real.

All purchases are made in the app through Google Play. Prices shown exclude VAT.

Available in English and Bahasa Indonesia. Have feedback? Send it from Help inside the app — it is read by the people who build it.

Recent changes:
Reminders now really arrive: since version 2.105.0, daily, zakat and trial-ending reminders were scheduled but never shown. Fixed.

New theme choice: follow your phone, light or dark. Receipt scan reads the TOTAL, not the cash paid.

Optional Sharia mode without signing in: income zakat and zakat mal from your balances, haul reminders, Ramadan planning.

Family books with @member, create a savings account right from the goal form, and easier-to-read text.