LIC Premium Calculator

Lifetime license + 1 year free updates for just Rs.199/-

instaPremium is the mobile LIC premium calculator application to help you take the guess work out and enables to calculate premiums/ maturity and commissions for Life Insurance Corporation of India (LIC) insurance policies at your finger tips and most importantly on the go! This LIC premium calculator comes with a rich feature set to calculate the premium/ maturity, generate reports in PDF (in addition to plain text) and the capability to share them using SMS, e-mail or social media.

* 1 Month Access to full version for free.
* OFFLINE premium/ maturity calculator.
* Subsequent year premium.
* Age extra premium.
* Intelligent Age Sensing. Automatically round off age to last/ nearest birthday depending on the plan.
* Late fee calculator.
* Revival calculator.
* Flexible Jeevan Arogya. Add members dynamically. Also supports class-I extra premium and term rider class-I extra premium.
* Medical reports requirement.
* Quick, tabbed access to plan information.
* Generate, save and share premium quotes in PDF.
* FREE update of latest plans for a period of one year from the date of purchase.
* Online Utils: Check your policy status, pay premiums, log in to e-Portal etc.
* Save/ restore quotes.
* Automatic detection and suggestion of min. and max. limits of age, S.A, term, P.P.T etc. for each plan.
* Google™ like search by plan name or number using partial or complete info.
* Supports premium calculation of a comprehensive list of plans including service tax calculation.
* Compare premiums and plan details of all plans. Intuitive color-coded comparison.
* Automatic detection of various riders and waiver benefits (Critical Illness Rider, Accident Benefit Rider etc.).
* Separate Accident and Disability Benefit Rider calculation for police personnel.
* Calculate commissions based on premium payment mode (yearly, half-yearly etc.).
* Age Calculator (Completed/ Nearest Birthday).
* Quick access to recently used plans.
* Business name on the final output.
* Transferable license from one phone device to another.

Recent changes:
1) Age Extra Premium.
2) Secured In-app purchase:
2.1) Purchase and activate securely from inside the app in 3 simple steps.
2.2) No need to explicitly add items to shopping cart.
2.3) No need to manually type the activation key after purchase.
3) Quick access to help during purchase, activation and surrender with the Help icon.
4) Separate option to share quotes using SMS.
5) New Bima Bachat maturity bug fixed.
6) Medical reports age bug fixed.