Loan Compare: Personal Loans

Loan Compare shows personal loan lenders side by side, so you can see what a loan might cost before you apply anywhere.

Set the amount you want to borrow and how long you want to repay it. The app lists the lenders that offer that loan, lowest starting APR first, with:

- Each lender's published APR range
- An estimated monthly payment range for your amount and term
- The loan amounts and repayment terms the lender offers
- Origination fees and other key conditions
- A link to the lender's own website, where you can check your rate

INDEPENDENT AND FREE
Loan Compare is not a lender and does not make loans or credit decisions. We are not affiliated with, endorsed by, or paid by any lender shown. Links open the lender's own website, and you deal with the lender directly. Not all lenders are included, and being listed is not a recommendation.

NOTHING PERSONAL REQUIRED
No account, no sign-up, and no personal details. The app asks for no device permissions and does not collect or share your data. The numbers you enter stay on your phone.

LEARN BEFORE YOU BORROW
Plain-English guides explain APR, fees, credit scores, prequalification and debt consolidation, with worked examples.

LOAN TERMS OF THE LENDERS SHOWN
- Repayment period: minimum 24 months, maximum 84 months
- Maximum Annual Percentage Rate (APR): 35.99%
- APRs range from 5.96% to 35.99%, depending on the lender and your credit profile
- Representative example: a $10,000 loan repaid over 36 months at 35.99% APR has a monthly payment of $457.98 and a total cost of $16,487.32, including interest. Some lenders charge an origination fee of up to 9.99% of the loan, which is deducted from the amount you receive.
- Loan Compare does not list loans that require repayment in full in 60 days or less.

Figures come from the lenders' public websites and are checked regularly; the date of the last check is shown in the app. Lenders change their terms, and your actual rate, payment and approval are decided by the lender. Monthly payments shown in the app are estimates, not offers.

Loan Compare provides general information only and is not financial advice.