Lopay: Payments & POS

3.4.12.2

Lopay

4.40

4,590 reviews

100,000+
Downloads

Free

Point of sale (POS) & business payments made simple

4.40 · 4,590 reviews · 100,000+ downloads

Lopay: Payments & POS delivers affordable mobile payments and a flexible POS for small businesses. Accept payments via the app or a Bluetooth card reader, manage staff, and track earnings with clear daily/weekly/monthly breakdowns, while payouts can be directed to your bank on a flexible schedule. With 100,000+ total downloads and 1.6K in the last 30 days, it holds a strong 4.44 rating from thousands of users.

Pros & Cons

Low per-transaction fees at 1.99% + 10¢
Flexible payout timing (today, tomorrow, next week, weekend)
Mobile-first POS with a Bluetooth card reader and tipping support
Free expense and rewards card offsets fees and simplifies onboarding

Lacks emphasis on invoicing and broader online payment features compared to some competitors
Not currently ranked in top app lists; may indicate lower visibility in broader markets

About Lopay: Payments & POS

Lopay: Payments & POS is a business app developed by Lopay.

How many times has Lopay: Payments & POS been downloaded?

Lopay: Payments & POS has been downloaded 420 thousand times. In the last 30 days, the app was downloaded 1.6 thousand times.

What is the rating of Lopay: Payments & POS?

Lopay: Payments & POS is rated 4.40 out of 5 stars, based on 4.6 thousand ratings.

Is Lopay: Payments & POS free?

Lopay: Payments & POS is free to download. The APK download size is 109.84 MB. The latest version available is 3.4.12.2. The last update was on July 9, 2026.

What are the requirements for Lopay: Payments & POS?

Lopay: Payments & POS requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2022.

Description

With a low 1.99% + 10¢ per transaction rate, Lopay lets you keep more of your hard-earned money every time you take a payment.

More data about Lopay: Payments & POS

Price	Free to download
Total downloads	420 thousand
Recent downloads	1.6 thousand
Rating	4.40 based on 4.6 thousand ratings
Ranking	Not ranked
Version	3.4.12.2
APK size	109.8 MB
Number of libraries	72
Designed for Android	8.0+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the Lopay: Payments & POS app

Lopay: Payments & POS compared with similar apps

Common keywords of similar apps

Lopay Made Rate Monthly Payments App Pos Card Add Support

Keywords missing from this app

Business Payment Accept Credit Mobile Pay Fees Account Cards Customers Stripe Sale Invoices Create Reader Point Secure Manage Paid Customer Online Service Track Chase Email Transaction Cash Transactions Time Free Make Https Businesses Elavon Debit Set Tax Processing Razorpay Bank Run Features Sales Links

Google Play Rating history and histogram

3.5K

270

350

Downloads over time

Lopay: Payments & POS has been downloaded 420 thousand times. Over the past 30 days, it averaged 53 downloads per day.

Changelog of Lopay: Payments & POS

Show changelog

Developer information for Lopay

Lopay

support@lopay.com

Website

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Comments on Lopay: Payments & POS for Android

★★★★★ malcolm campbell · Jan 29, 2026

Been using copay for years now fantastic company and customer service is first class. Highly recommended 👌

★★★★★ Steve O · Apr 4, 2026

Very good!! Any problems?, there's always someone to help via the app as soon as they can, and they answer the phone if you call! Soooo much better than Sum up and other payment readers. Recommend your friends, get 1k's worth of free transactions per new sign up.👍🏻👍🏻👍🏻👍🏻👍🏻

★★★★★ Joe Doherty · Oct 6, 2025

For excellent customer service, competitive rates, and free devices, check out paytapp.co - transforming payment and point of sale

★☆☆☆☆ Steven Strapponi · Jun 29, 2025

Tried this app instead of square for my mobile mechanic business. On the 3rd payment I took my account was put on hold and was asked to send documents of my business. I sent statements, pictures, invoices, but somehow that isn't good enough, so now I have 291 dollars being held hostage for 4 months. I had full permission to charge the card for the service I performed. If you like having your hard-earned money stolen then I do recommend this app. If not stay away.

★☆☆☆☆ Daniel Schaub · Nov 19, 2025

It's been a week since they put my account on hold. The documents they want me to send for verification are pretty extensive. Having to deal with this has been frustrating. My business is set up as print on demand, so someone orders items, and I use that money to pay for the items and the shipping and then the left over is my profit so with the order Copay put on hold I've had to cover the costs with my money in hopes that they release the hold soon otherwise I am going to lose money on this order.

Google Play Rankings for Lopay: Payments & POS

This app is not ranked

Technologies used by Lopay: Payments & POS

Lopay: Payments & POS is requesting 34 permissions and is using 72 libraries.

Permissions

Development tools

test access to protected storage

Your location

approximate (network-based) location, precise (GPS) location

Network communication

view network connections, view Wi-Fi connections, pair with Bluetooth devices, full network access, control Near Field Communication, receive data from Internet

Storage

modify or delete the contents of your USB storage

Phone calls

read phone status and identity

Hardware controls

take pictures and videos, record audio, control vibration

System tools

access Bluetooth settings, change network connectivity, run at startup, prevent phone from sleeping, modify system settings

Extra

android.permission.ACCESS_ADSERVICES_AD_ID, android.permission.ACCESS_ADSERVICES_ATTRIBUTION, android.permission.ACCESS_ADSERVICES_CUSTOM_AUDIENCE, android.permission.ACCESS_ADSERVICES_TOPICS, android.permission.BLUETOOTH_CONNECT, android.permission.BLUETOOTH_SCAN, android.permission.FOREGROUND_SERVICE, android.permission.HIDE_OVERLAY_WINDOWS, android.permission.POST_NOTIFICATIONS, android.permission.SCHEDULE_EXACT_ALARM, android.permission.USE_BIOMETRIC, android.permission.USE_FINGERPRINT, com.checkfer.lopaymerchant.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION, com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE, com.google.android.gms.permission.AD_ID

Ad network libraries

None found

Social libraries

Facebook

Development tools

Android Jetpack core

Android Architecture Components

Android Jetpack VersionedParcelable Android Jetpack Annotations Android Library Icon

Android Jetpack Annotations Firebase Android Library Icon

Firebase

Android Jetpack Widgets Android Jetpack AppCompat Android Library Icon

Android Jetpack AppCompat AndroidX Activity Android Library Icon

AndroidX Activity AndroidX Loader Android Library Icon

AndroidX Loader Android Jetpack Media Android Library Icon

Android Jetpack Media Google Cloud Messaging (GCM) Android Library Icon

Google Cloud Messaging (GCM)

Android Transition Support Library Kotlin Android Library Icon

Kotlin

Android Support Library collections

Android Support VectorDrawable

AndroidX Legacy: Support Library core utils AndroidX App Startup Android Library Icon

AndroidX App Startup Google gson Android Library Icon

Google gson

AndroidX Legacy: Support Library core UI Android WorkManager Android Library Icon

Android WorkManager AndroidX Widget ViewPager2 Android Library Icon

AndroidX Widget ViewPager2 Okio Android Library Icon

Okio

AndroidX Emoji / Emoji2 AndroidX Concurrent Futures Android Library Icon

AndroidX Concurrent Futures JetBrains Annotations Android Library Icon

JetBrains Annotations AndroidX Tracing Android Library Icon

AndroidX Tracing AndroidX SQLite Android Library Icon

AndroidX SQLite AndroidX ProfileInstaller Android Library Icon

AndroidX ProfileInstaller Chromium Android Library Icon

Chromium

Google ZXing Google Maps SDK Android Library Icon

Google Maps SDK Google Guava Android Library Icon

Google Guava AndroidX WebKit Android Library Icon

AndroidX WebKit Retrofit Android Library Icon

Retrofit

AndroidX Preference ReactiveX Android Library Icon

ReactiveX

Jetpack DataStore Jetpack WindowManager Android Library Icon

Jetpack WindowManager Android View Binding Android Library Icon

Android View Binding Dagger Android Library Icon

Dagger

Jetpack Navigation Lottie Android Library Icon

Lottie

AndroidX Privacy Sandbox Kotlinx Serialization Android Library Icon

Kotlinx Serialization Jetpack Compose Android Library Icon

Jetpack Compose Kotlin Parcelize Android Library Icon

Kotlin Parcelize AndroidX Biometric Android Library Icon

AndroidX Biometric

Simple Logging Facade for Java (SLF4J) Android Library Icon

Simple Logging Facade for Java (SLF4J) FasterXML Jackson Android Library Icon

FasterXML Jackson Coil Android Library Icon

Coil

AndroidX Graphics Timber Android Library Icon

Timber

AndroidX Media3 (ExoPlayer) Moshi Android Library Icon

Moshi

Sentry

AndroidSVG Nimbus JOSE + JWT Android Library Icon

Nimbus JOSE + JWT Ktor Android Library Icon

Ktor

RootBeer

Stripe

Branch

mixpanel

Java-WebSocket Android Image Cropper Android Library Icon

Android Image Cropper Disk LRU Cache Android Library Icon

Disk LRU Cache Intercom Android Library Icon

Intercom

commonmark-java Markwon Android Library Icon

Markwon

Chucker

Cash App OSS Android Instant Apps Android Library Icon

Android Instant Apps

Trust & Safety: Lopay requests a broad set of permissions typical for POS/payments apps, including location, storage, camera, notifications, Bluetooth, and NFC. It integrates multiple analytics and security libraries (Firebase, Sentry, Mixpanel) and payment tools (Stripe). A root-detection tool (rootbeer) is included in dev-features to help identify rooted devices. Review the privacy policy and permissions to understand data usage and consent.

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