Lovey - Borrow, Lend, Repay

Stop chasing. Stop forgetting. Agree on an amount, connect your bank, and let Lovey handle the rest. Money sorted. Relationship intact.

Managing money between people you know shouldn't feel awkward. Lovey makes it simple to set up payment agreements with friends or family, with automatic payments, clear tracking, and no uncomfortable conversations.


How it works

Whether you're sending or receiving money, getting started takes minutes. Set up the amount, payment schedule, and an optional interest rate. Invite the other person via the app and once they accept, you're both set up. Connect a UK bank account and payments happen automatically, right on schedule. No chasing texts. No forgetting. No awkwardness.


Made for real relationships

Helping your child with a house deposit. Supporting a mate through a rough patch. Getting help from your parents for a car. These situations happen every day. Lovey just makes sure everyone stays on the same page without it becoming a source of tension.

Putting it in writing doesn't make it transactional. It makes it fair.


For the person sending money

- Set payment terms with flexible options
- Watch payments arrive automatically, no chasing required
- See the full payment history and remaining balance at a glance
- Get notified the moment a payment lands


For the person receiving money

- Accept an invite and see exactly what you have agreed to
- Connect your bank account for automatic payments
- Track what has been paid and what is still outstanding
- Know your next payment date, always


Both sides. Full visibility.

Each person gets their own clear view of the agreement. No confusion, no disputes, just a shared record you can both trust.

Lovey is free to download. Compatible with major UK banks.

Recent changes:
- We now prompt you when your bank connection needs reconfirming, so we can keep tracking your payments and your account details stay up to date without interruption.
- Found something not working? You can now report issues directly from the app and we'll pick them up straight away.
- The app will now let you know when an important update is available so you're always on the latest, most secure version.
- Behind-the-scenes improvements and bug fixes to keep everything running smoothly.