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Last updated on: 2026-06-30
Android Apps > Finance > Lume
Lume icon

Lume

1.0.4
Lumefi Inc
0.00
0 reviews
500+
Downloads
Free

US stocks, gold, and treasuries โ€” held in your own wallet. Settled on-chain.

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About Lume

Lume is a finance app developed by Lumefi Inc.

How many times has Lume been downloaded?

Lume has been downloaded 770 times. In the last 30 days, the app was downloaded 36 times.

What is the rating of Lume?

Lume has no ratings yet.

Is Lume free?

Lume is free to download. The APK download size is 83.15 MB. The latest version available is 1.0.4. The last update was on February 7, 2026.

What are the requirements for Lume?

The app has a content rating of High Maturity. The app has been available on Google Play December 2025.

Description
Lume is a non-custodial interface for tokenized U.S. equities and other real-world assets on the Solana blockchain. Hold American stocks, gold, treasuries, and major indices in your own wallet — settled on-chain, verifiable on Solana, accessible 24/7 from your phone.

WHAT YOU CAN HOLD
• Tokenized U.S. equities — NVIDIA, Apple, Tesla, Microsoft, Google, Amazon, Meta, Coinbase, MicroStrategy, Netflix, AMD (xStocks issued by Backed Finance under Liechtenstein blockchain-asset law, with underlying shares held in licensed Swiss custody)
• Major indices — S&P 500 (SPYx, VOOx), NASDAQ-100 (QQQx)
• Commodities — Gold (GLDo), Silver (SLVx), Oil (USOx)
• U.S. Treasuries — TLT (TLTo), short-term government debt (Ondo Finance)

ON-CHAIN SETTLEMENT
Every transaction settles on the Solana blockchain through publicly auditable smart contracts. There is no central order book, no Lume-operated counterparty, and no broker holding your assets. Your non-custodial wallet signs each transaction and the swap routes through open-source decentralized aggregator protocols (such as Jupiter) to non-custodial liquidity. Tap "Verify โ†—" on any transaction to view it on Solscan.

FUND IN YOUR LOCAL CURRENCY
Convert local currency to USDC through Onramper Technologies B.V., an EU-regulated technology aggregator (Netherlands Chamber of Commerce 76602877) that exposes a curated set of independently-licensed Fiat Gateways. Available rails include UPI (India), AED card and bank transfer (UAE), naira bank transfers (Nigeria), credit and debit cards, and SEPA — together covering 27 jurisdictions including Australia, Brazil, Canada, the European Union, India, Indonesia, the Philippines, Switzerland, Turkey, the United Arab Emirates, and the United Kingdom.

Licensed providers include MoonPay, Banxa, BTCDirect, Coinify, Onmeta, onramp.money, Revolut, Sardine, Transak, and Uphold — supervised by FCA, DNB, FinCEN, AUSTRAC, FINTRAC, the Bank of Lithuania, the Estonian Financial Intelligence Unit, the Liechtenstein FMA, FIU-IND, BAPPEBTI, VARA, and other competent regulators.

NON-CUSTODIAL BY DESIGN
Your wallet, your keys, your assets. Authentication is provided by Privy. Lume does not custody funds, hold private keys in any recoverable form, or take possession of your tokens. Every asset visible in the app lives on-chain in your own Solana wallet — not on Lume's balance sheet.

WHAT LUME IS NOT
Lume is a software interface, not a broker, exchange, money services business, or money transmitter. We do not match buyers and sellers, do not custody funds, do not convert fiat currencies, do not set exchange rates, and do not provide investment, legal, or tax advice. Tokenized assets are issued by independent third parties (Backed Finance, Ondo Finance) under their respective regulatory regimes. Fiat conversion is provided exclusively by independently-licensed Fiat Gateways aggregated through Onramper.

GEOGRAPHIC AVAILABILITY
The app is available in App Store storefronts where one or more Onramper Fiat Gateways are appropriately licensed. United States residents and residents of comprehensively-sanctioned jurisdictions are not eligible. The on-ramp automatically restricts available providers based on user location.


Terms: https://lumefi.app/terms
Privacy: https://lumefi.app/privacy
Risk Disclosure: https://lumefi.app/risk
Documentation: https://docs.lumefi.app

Recent changes:
๐ŸŽ New Rewards Tab — Earn points and claim SOL directly in-app
๐Ÿงญ Redesigned Navigation — New tab layout with labels. Access settings via profile avatar
๐Ÿ“ฐ Highlights Feed — Updates and tips on your Home screen
๐Ÿ“‹ In-App Release Notes

Fixes & Improvements:

Swap & trading bug fixes
Smoother search & swap loading states
US Stocks list stability fixes
Better token balances with live updates
Improved offline handling
Smoother animations & transitions
Show more Show less

More data about Lume

Price Free to download
Total downloads 770
Recent downloads 36
Rating No ratings
Ranking Not ranked
Version 1.0.4
APK size 83.2 MB
Number of libraries ?
Maturity High Maturity
Ads NO ads

App Performance Report

Get a detailed PDF report for Lume with download trends, rating history, and key performance statistics โ€” useful for competitive research or tracking your own app. Learn more

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Lume compared with similar apps

Common keywords of similar apps

Lume Licensed Fiat Finance Https Stocks Gold Treasuries Tokenized Blockchain Hold Custody Transaction Onramper Gateways Bank United Fixes Held Settled Interface Equities Major Indices Issued Backed Liechtenstein Asset Ondo Broker Aggregator Local Currency Convert Set Independently Include India Jurisdictions Providers Provided Wallet App Chain Custodial Assets Solana Swap Keys

Keywords missing from this app

Crypto Ethereum Bitcoin Buy Defi Tokens Trade Secure Support Control Digital Manage Token Eth Usdt Multi Access Security Sol Btc Nfts Real Explore Onchain Chains Directly Blockchains Send Bnb Private Full Xrp Litecoin Coin Staking Earn Recent Usdc Bitpay Store Coins Dapps

Downloads over time

Lume has been downloaded 770 times. Over the past 30 days, it has been downloaded 36 times.

Changelog of Lume

Show changelog

Developer information for Lumefi Inc

Lumefi Inc

support@lumefi.app

Website

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Comments on Lume for Android

โ˜…โ˜…โ˜…โ˜…โ˜… Harshit Rathi ยท Jan 28, 2026
Finally, a way to access US stocks globally ๐ŸŒ Iโ€™m not based in the US, and traditional platforms are painful. Lumefi lets me use crypto directly, which is a big win. UI is clean, onboarding was smooth.
โ˜…โ˜…โ˜…โ˜…โ˜… jitendra kumar ยท Jan 28, 2026
Accessing US stocks from India has always been painful. Lumefi removes many barriers. Looking forward to more stocks and features.
โ˜…โ˜…โ˜…โ˜…โ˜… NITISH KUMAR ยท Jan 28, 2026
Promising startup with a strong concept I like the vision behind Lumefi. Crypto to US stocks is powerful, especially for Indian users. App works well, waiting for more features.

Google Play Rankings for Lume

This app is not ranked

Technologies used by Lume

Lume is requesting 21 permissions and we don't have library information (yet).
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