Mastercard In Control Pay

A BETTER WAY TO ACCESS AND MANAGE VIRTUAL COMMERCIAL CARDS
Mastercard In Control™ Pay allows users to seamlessly manage their mobile virtual commercial cards. Users can effortlessly add cards to their digital wallets and experience secure online, in-app, over the phone, and contactless payments. With In Control Pay, organizations can simplify and enhance Travel & Expense (T&E) and B2B payments for both employees and non-employees.

**This app cannot be used for consumer card or prepaid card management.**

HOW DOES A USER GET STARTED?
The Mastercard In Control Pay app is exclusively available to users who receive a virtual commercial card from an organization, issued by a participating financial institution. To get started, users will receive an invitation email, prompting them to download the app. After downloading, users can begin the registration process by entering their email address and confirming it. A unique invitation code will then be sent via email. The user must enter this code and complete identity verification through SMS to finalize registration. Once registered, the virtual card(s) will be automatically linked to the user's profile in the app. From there, users can easily add the virtual commercial card to their digital wallet.



HOW DOES THIS APP HELP USERS MANAGE THEIR MOBILE VIRTUAL CARD EXPERIENCE?


SEAMLESS PAYMENT EXPERIENCE: Use the virtual commercial card to pay digitally for organizational spending. Don’t fumble for exact change or use a personal credit card and wait for reimbursement.


TRANSPARENT CONTROLS: View controls set by the organization for the virtual cards in the app. These include how, where and when virtual cards can be used.


REAL-TIME AND ENHANCED DATA: See completed and processing transactions through our app with an option to filter the transactions by virtual card number (VCN) and time periods to get a complete picture of spending.


A HOLISTIC VIEW: Manage virtual commercial cards from multiple participating financial institutions within the same app.


INCREASED SECURITY: Feel confident your virtual cards are secure. All mobile virtual card payments are tokenized, with the sensitive data replaced by a unique alternative card number, so account information is never revealed to merchants, decreasing the risk of fraud. Plus, biometric authentication and a 5-digit PIN can be utilized to access virtual cards.


REDUCED ENVIRONMENTAL IMPACT: No plastic needed!



WHY DO ORGANIZATIONS WANT TO USE MOBILE VIRTUAL CARDS?
Organizations of all sizes and segments see value in mobile virtual cards since they offer a simple and controlled way to empower employees and non-employees alike to make business purchases. Organizations are able to modify virtual card controls as needed, track spending with enhanced data, and more.


Disclaimer: Mastercard In Control Pay app and features are available only for eligible virtual card accounts issued by the financial institution. Prepaid Cards and Consumer Cards are not eligible.

To log in, users must have an invitation code from Mastercard and the ability to authenticate in order to register for the app.

To see the full Privacy policy, copy and paste the following link into your browser:
https://www.mastercard.us/en-us/vision/corp-responsibility/commitment-to-privacy/privacy.html

The virtual card(s) are not issued by Mastercard and is (are) subject to the terms and conditions of the relevant issuer. If you have any questions regarding your virtual card, please contact the company that has authorized you to use the virtual card and the relevant issuer institution.

Recent changes:
We've introduced enhanced support for Business Payment Controls and Commercial Connect cards, making it easier to manage and use your card programs within the app. This release also includes a number of performance improvements, usability enhancements, and bug fixes to deliver a smoother and more reliable experience.